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Can we claim insurance due to climate calamity under car insurance?


Natural calamities are something that you cannot avoid. India being a peninsula, is more prone to natural calamities, and we witness cyclones and floods more often compared to our neighbouring countries. The climate adversaries cause more loss to life, and property and vehicle damage are no different. Most people wonder whether the damage that occurred due to the natural adversaries can be covered under car insurance policies. This article brings you all the necessary information regarding the same. So, keep reading!

Can we claim insurance due to climate calamity under car insurance?

Yes, you can claim the damage done to your vehicle by the natural calamity from your car insurance policies. However not all car insurance plan offers you protection against natural calamity damage, you need to get comprehensive car insurance plan to get the benefit. You cannot claim for the damage incurred by natural calamities with third-party car insurance. This is because the third-party insurance plan is designed to offer protection and legal liability to the third party only. You cannot have this kind of car insurance policy to cover the personal damage done. All the motor insurance policy providers offer a comprehensive policy plan, and you can get it from any trusted insurer. 

The comprehensive car insurance policies cover most of the damage done by natural calamities and other external sources. It offers protection against floods, cyclones, theft, fire accident, burglary, and damage due to violent activities. So, you can be worry-free of the repairs and service costs. It comes as a built-in plan with comprehensive car insurance policies. By discussing your requirements with your insurance provider, you can also get multiple add-ons with your comprehensive car insurance policies. They offer you all-around protection and enhanced assistance. 

Read More:- Does modification affect your car insurance?
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  1. charliesmith18 November 2021 at 13:48

    This comment has been removed by the author.

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  2. hjkjk18 November 2021 at 21:10

    Thanks for choosing this specific Topic. As i am also one of big lover of this. Your explanation in this context is amazing. Keep posted these overwarming facts in front of the world billing chiropractic services

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  3. charliesmith22 November 2021 at 12:38

    Plumbing Insurance is an important consideration for any business considering itself "in demand" in the market. Plumbers play an integral part in our everyday lives. For more details about small business insurance, visit this site right here.

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