Does modification affect your car insurance?

People love to modify their cars to add more style and customisation according to their preferences. Most individuals do designs to stand apart from the crowd. But what they don’t pay attention to is car insurance. The added changes and specifications to the car will increase the price or concern of your car insurance. You can also get an online car insurance policy from your home itself. This article has all the details regarding whether modifications will affect your car insurance policy. So, keep reading!

Does modification affect your car insurance?

Yes, making modifications to your car will definitely affect your car insurance. When you make changes like tuning the engine, adding spoilers, or anything else will make your car look not only sophisticated and classy but also drastically increase the speed of your car. This, in turn, will hike the possibility of accidents and also increase the potential of your car accessories getting lost. When getting your online car insurance policy, you need to be mindful of the changes made to your car.

If you have your car modifications done after opting for an online car insurance policy, then the policy provider will make a note of the changes made and will charge you a levy of a very high amount of premium, which might be heavy on your wallet. The majority of the performance and aesthetics-related works attract more premium charges. Only the installation of high-tech modifications costs you a hefty premium, but you can add parking sensors and other gadgets that help you keep you and your car safe from road accidents.

So, it is very important to discuss with your insurance provider about making modifications before or after getting your online car insurance policy. But doing so, you can avoid any mishappenings and overspendings on car insurance premiums.

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