The Indian Railway Catering and Tourism Corporation (IRCTC) offers a travel insurance scheme to local train commuters in Mumbai. Through this insurance scheme, you can attain up to INR 1 lakh of insurance cover for just INR 410 per annum. All you need to do is apply for the Mumbai local train insurance policy by filling up the online application form and making an online payment. Why avail the insurance scheme for Mumbai local commuters? Here are some important reasons why you must avail this insurance cover: 1. Risky security measures You must be aware that Mumbai’s local railway system does not have proper security measures for the local commuters and it can be really harmful. There are no scanning gates or check posts for travellers. So, with the insurance cover, you can avail medical cover in case of any susceptible to injury while travelling through local trains. 2. Overcrowding Overcrowding is another risky situation in the Mumbai local trains. Due to the u...