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Natural calamities are something that you cannot avoid. India being a peninsula, is more prone to natural calamities, and we witness cyclones and floods more often compared to our neighbouring countries. The climate adversaries cause more loss to life, and property and vehicle damage are no different. Most people wonder whether the damage that occurred due to the natural adversaries can be covered under car insurance policies . This article brings you all the necessary information regarding the same. So, keep reading! Can we claim insurance due to climate calamity under car insurance? Yes, you can claim the damage done to your vehicle by the natural calamity from your car insurance policies . However not all car insurance plan offers you protection against natural calamity damage, you need to get comprehensive car insurance plan to get the benefit. You cannot claim for the damage incurred by natural calamities with third-party car insurance. This is because the third-party insurance pl

The uncertainty of health is the most important thing one should remember when reaching the age of retirement. Although there are many health insurances for senior citizens , one needs to know all the essential details of such a medical insurance policy. In this article, we have mentioned the important differences between health insurance for senior citizens and a retirement plan. So, keep reading! Senior citizen health insurance plan Retirement plan A senior citizen health insurance plan is nothing but an instrument that can help aid financially during recurring medical treatments. It helps in safeguarding your savings by providing coverage and reimbursements.  A retirement plan is nothing but a pension plan which is a kind of investment. By opting for this, you can enjoy the benefits of this plan after your retirement.  The health insurance for senior citizens will provide extensive coverage in terms of medical treatments to that specific policyholder.  The options of pay-outs and f

The increasing cost of car repair and damage correction make it essential to have car insurance in place to avoid unnecessary hassles. There are more motor insurance policies available in the market. You can choose the one that works the best for you according to your needs. You can also get car insurance online within minutes, and it is a very hassle-free process. In this article, we bring to you the most important reasons why we must have car insurance in India.  Made compulsory by the government  One of the most important reasons why everyone must possess car insurance is because it is made mandatory by the government. The motor vehicle act states that every person who owns a vehicle must have third-party insurance to drive on the road. You can also get your car insurance online in a very easy manner.  Enhanced security Another main reason to have car insurance in place is to protect yourself, and your vehicle from extensive damage and the huge cost spent for repair. The car insur

Considering the current world scenario, having a health insurance plan has become a necessity. Whether you are a youngster or a senior citizen, the possibility of falling sick comes unannounced. By investing in a proper health insurance plan, you can safeguard yourself as well as your family members without spending all of your savings on medical expenditure. If you are confused while purchasing the medical insurance policy, then this article will help you smartly get a cheap health insurance plan without any hassle.  Choose according to your needs  There is no specific cheap way to get a health insurance policy unless you identify and figure out your medical needs. Once you shortlist your requirements, you can do research and pick out the best health insurance plan at a cheap rate comparatively.  Apply at a young age  Getting your health insurance plan at a very young age will help you get it at a considerably lower premium when compared to getting them when you are old. Since the ma

With another lineage of Delta variant of coronavirus found recently, the possibility of COVID third-wave is increasing. Hence, individuals also need to safeguard themselves financially with a COVID protection plan besides taking health precautions.  While the Indian market is flooded with different options, choosing the best insurance plan for COVID-19 is not easy.  Features of the best COVID protection plan  Individuals can look for the following features to purchase the best COVID protection plan:  Extensive coverage  The best insurance plan for COVID-19 covers the following instances: Hospitalisation expenses  Cost of treatment of comorbidity alongside COVID-19 Pre and post hospitalised charges for a period of up to 30 days  Ambulance charges during hospitalisation However, individuals must have a COVID-19 positive report from a Government-approved or ICMR-approved private laboratory. Additionally, for a claim, insured individuals must be hospitalised for at least 24 hours.   Additi