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Your health is your greatest asset in life. However, growing pollution and increasingly stressful lifestyles have given rise to a number of grave conditions that are seriously detrimental to health. One such critical illness is cancer. There are a number of health insurance policies available for diseases and their treatment but cancer insurance policies are different and thus you need to select one after considering these three major factors:   Cancer is a general term for a number of underlying types such as ovarian cancer, lung cancer or prostate cancer to name a few. Each type of cancer is treated differently and needs a different cancer insurance policy to cover the costs of treatment or prevention. Some types of cancer may need only 5-15 lakhs for the first few months of treatment whereas severe forms might need a cover of 50 lakhs or more for the treatment. The term of the health insurance policy that you choose for your cancer treatment is extremely essential. Cance

Critical illness insurance tackles the serious issues of health and covers the financial side associated with such illnesses. It covers the major types of critical ailments and ensures that your savings remain intact. What You Must Know? Critical illness insurance always makes a lump-sum payment upon the diagnosis made. If the client is diagnosed with one of the critical illnesses as per the norms of the insurer, then the company will pay the entire fee for that without any hassle at all. Also, one does not need to provide any receipt or proof of every detail of the diagnosis or the medicines to get the claim. Adding It Over Your Base Plan You may either sign up for separate critical illness insurance or you may take it as an additional service on top of your existing life insurance policy. Make sure that you read the details of the list of ailments that the plan covers. Get The Right Policy The health insurance policy for the critical illness that will

Char Dham Yatra is the most famous pilgrimage tour done by Indians. People who are huge devotees of shiva, and want to explore the Garhwal region of Uttarakhand, then four temples- Kedarnath, Badrinath, Gangotri and Yamunotri is the best to visit. These four temples are also considered as the spiritual source of India's prominent rivers- Mandakini, Alaknanda, Ganga and Yamuna. A trip to Char Dham is considered as the holiest where people believe that visiting these places can wash away all your sins. However, the journey to these pilgrimage places is quite difficult and dangerous sometimes. This is why you need to be prepared with the travel insurance. There are finance companies offering pilgrimage insurance policy who want to visit this place.   Getting travel policy-  When you plan for the pilgrimage trip, you need to take up domestic travel insurance. These travel policy covers your entire trip. Whether you face an accident or other travel loss. However, do make sur

Sportsmen and athlete many times, while playing the sport suffer from sports injuries. The injuries not only impact the body but also the professional career of the athlete. The sports personal accidental cover can assist a lot in situations like accidental death, illness, injury or permanent total disability; It is a kind of insurance that is beneficial in the medical treatment costs. Sports insurance covers all types of sports injuries such as:                Concussion Cerebral hemorrhage Trauma injuries Dislocations Labial tear Golfer’s and tennis elbow Skier’s thumb Sports haematuria Hamstring strain Ligament Tear Features and benefits of sports personal accident cover High sum insured: With a Sports Insurance cover you get the coverage of Rs.200000 for Rs.500 per annum which is highly affordable. Coverage of medical costs: If an individual gets any sports injury then she/he gets reimbursement of up to 50% of actual medical bills. Stay financi

In this fast-paced, it is possible to lose your things at any moment. From small to big and very important things, you can lose things due to various reasons. Losing your car keys is one of the common scenarios. During such a state, you will panic and be scared of what to do next. You’ll be in a dilemma to buy a new pair of keys or find the old ones, or how much will they cost, etc. Replacement of car keys is costly; however, you should know all about Car Key Replacement Policy before you apply for new ones. Here are a few ways you can get a new set of car keys without making a hole in your pocket: If your key is lost or stolen, then you can claim for the price of a replacement through your car insurance policy. Make sure to check your policy documents to see if this is already included or not as some policy covers it only with ‘upgraded policy’. During such cases, you can also claim key cover policy that some of the insurers provided. This policy is a stand-alone policy an

Cycling is a part of many people these days. Owing to the health benefits and making pollution free environment cycles are of great demand among both youths and adults. But even cycles need protection from unforeseen situations. No matter how weird you feel about an insurance policy on cycle, you must know that there is a separate insurance policy known as the cycle insurance for people who are cycle enthusiast and have very expensive cycles with them.  Here is some of the information you must know about this scheme. Cycle insurance includes coverage for your cycle of course, along with all the costly accessories. It protects your cycle from theft or burglary. You can claim compensation amount if your cycle gets stolen. In case of any loss of accessories, you can claim for it. In case you face an accident and there is any damage to your cycle the cycle insurance will be able to get you replacement and repair if needed. It also covers damages made by any strikes or ri

An insurance policy that covers many different risks for those traveling in India and abroad is termed as travel insurance. While we all love to travel and explore new places, regions, and wonders of the world, few of us are aware of the dangers and threats that we may get exposed to during a vacation, family, or professional travel. Travel insurance takes care of all these unforeseen situations and protects you financially in the face of the adversities. What Does A Travel Insurance Cover Travel insurance covers a wide range of risks and adverse scenarios. It covers you financially for the loss of valuables including passport and baggage among others. It also offers financial coverage and protection for a personal accident that may occur to you during travel. Leading non-banking financial institutions in India like Bajaj Finserv tie-up with hospitals as well, so that you can avail cashless hospitalization in a number of cities through your travel insurance. The insurance

One of the first things to remember about a health insurance top up plan is that the benefits covered by it are enough for the expected treatments or not. This is easier to gauge in case there are children or the elderly in the family. Having a top up health insurance will make room for the extra expenditures. The advantage of a top up plan is that it can extend the coverage and there is no point in paying higher premiums to avail it. It is a good idea to check if the policy offers reset benefits or not as well. So in case the insurance money is exhausted in the middle of the year, one can refill the insurance as well. One should also check the deductible limit of the top up, which is the amount the insured person would have to pay at first and the insurance company will pay the rest of the amount. The plan works only when the medical expenses cross the deductible amount limit. Before availing a health insurance top up plan, it is a good idea to review the medi

Traveling is delightful, but involves s a factor of unpredictability and risk. For a hassle-free travel experience with your family or friends, you must opt for a Domestic Travel Insurance . Many opt for travel insurance while traveling abroad but not while travelling in India. Travel insurance covers you against all emergencies and possible slips during the trip. Here are a  few benefits of domestic travel insurance: 1. Many Insurers offer a set of unique covers under the umbrella of domestic travel insurance such as: Pharmaceutical cover: The cover can help you deal with any medical or accidental emergency during the trip. Flight cancellation cover: There are numerous reasons for flight cancellation or delay such as technical glitches, unpredictable climatic stipulations and more. Domestic travel insurance cover can help you to deal with the expenses. Loss of baggage: Baggage losses during domestic travel can be a huge loss. A good domestic travel insurance pla