All Insurance News and Plans

Comprehensive vehicle insurance is the most comprehensive kind of insurance coverage, which you can purchase for your vehicle. This insurance covers almost all risks of owning and driving your car. Thus you can enjoy better peace of mind while behind the wheel. The comprehensive car insurance coverage generally includes the following inclusions: 1. Liability protection. Comprehensive car insurance generally includes protection for damage your car will cause to another person and their property. This will generally cover their medical costs for drivers, any repair or replacement of other drivers’ vehicles, and lost wages because of the accident. 2. Accidental damage. It covers costs linked with repairing and replacing your vehicle in the event of an accident, irrespective of who is at fault.  3. Fire & theft. It includes protection from the cost of repairs in case your vehicle is damaged by fire, and reimbursement if your vehicle is stolen.  4. Personal belongings covera...

Third party liability in car insurance is when you are subject to pay for damages of third party if you are at fault in case of an accident. It can even cover you in such a situation. It pays for the damage caused by your car to other people's vehicles and property. However, it won’t pay for the damages to your car if you are at fault. It is also mandatory under the Motor Vehicles Act, 1988. It is recommended to buy enough liability coverage on your car insurance to save yourself from additional costs and even bankruptcy in case of severe collisions caused by you. Before signing up the policy read offer documents carefully to ensure you are financially covered. Features & Benefits It covers damage to third party vehicle or property caused by the insured. It provides legal cover to any injuries or even death of third party and expenses incurred like hospital care, medical costs, lost earnings, and replacement or repair of damaged property and...