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  A good auto insurance policy will assist cover the costs of repairs and damages if an accident occurs. Because the standard all-inclusive policy does not automatically cover everything, supplemental policies are always necessary. You can pay a few thousand dollars more for the optional add-on in addition to your primary coverage.  Zero depreciation cover Popular add-on: bumper-to-bumper insurance. This additional insurance is available for any car. Zero depreciation cover is critical for calculating compensation or claim settlement. Auto insurance deducts the vehicle's depreciated value as of the settlement date when settling claims or reimbursing expenditures. No insurer will cover the entire claim. Depreciation is ignored if you acquire this insurance. This extra protection is recommended for 5-year-old autos.The following are some of the Bajaj Allianz car insurance add-on that can be purchased: No-claim bonus (NCB)  If policyholders spend a year without filing a claim, insure

  Check your insurance or the other car's accident history. If you're in an accident and don't know the car's insurance, examine its history, registration number, etc. The insurance information bureau (IIB). IIB has digitised car records since 1 April 2010. You can verify your auto insurance coverage in India here on the website. Here are the measures you must do to verify while renew car insurance online Step 1 Be sure to record all of the pertinent information, including your full name, the date and time of the accident, the location of the accident (if you know it), your cell phone number, your email address, and the car registration number. Step 2  After logging in to the IIB web site, be sure to fill out all of the essential fields with the appropriate information. Step 3  You can search using information such as the car's engine number or chassis number if you are unable to obtain the insurance information using the vehicle registration number. Guideline for s

  Whoever you name as your nominee on your auto insurance policy will be the one to get the money in the event of your untimely demise. If you make a valid nomination declaration, the process of making a claim will be brisk and uncomplicated. Aside from the required Personal Accident (PA) protection, your primary car insurance policy also needs to be purchased or renewed (needs to be purchased separately). You may rest assured that in the event of your untimely demise, your nominee will be taken care of financially. Thanks to the PA cover that comes standard with the plan. How to add a nominee to car insurance? Digital technology has made adding or changing a car insurance renewal online nominee faster and easier. Websites and apps make it easy to nominate someone without visiting a branch. You can add a nomination via our website or app. Here's how to add a vehicle insurance candidate: Step 1: Log into your account using your registered phone number. Step 2: Choose your car's

  If you are planning to purchase the best two-wheeler insurance for your bike, apart from the provider, the inclusions and exclusions are what you need to check. The inclusions of bike insurance only provide you with the most lucrative benefits. If you are too much worried about your two-wheeler third-party insurance price, you can opt for bike insurance from Bajaj. The Bajaj insurance bike price starts from a very nominal range. Check it out today! Two-Wheeler Insurance Policy Inclusions and Exclusions Third-party bike insurance is an option if your bike has lost a significant portion of its market value due to normal depreciation. The depreciation rate is often set at 10% for the first 5 years, then drops to 5% each year after that. If your bike is more than five years old, it has lost half of its value. In this case, you can easily consider third-party coverage. Continue reading to learn about the various features and limitations of a comprehensive bike insurance plan to gain a tho

The premium is an essential part of your bike insurance. Calculating your bike insurance premium beforehand getting the quote from your insurance policy, will help you understand the range of your bike insurance policy. You can find numerous bike insurance premium calculators available online to make use of. If you want to purchase bike insurance with cost-effective premiums you can go for Bajaj Allianz or Acko bike insurance online. Here are all the details, starting with the bike insurance premium calculator in minutes. Check it out! What is a bike insurance premium calculator? The bike insurance premium calculator is among the innovative instruments in the insurance policy industry. This digital instrument is used to calculate the personalized amount of your insurance premium. Whether you are buying Acko bike insurance online or purchasing a bazaar bike insurance policy, you will get a premium calculator to find an estimated one.  Well, to find the insurance premium with a calculato

Buying a car is a big decision. It's not one to be taken lightly. So, before you go out and buy a car in the offline market, make sure you check these things. Research your options Don't go into the buying process blindly. Do your research and find out what kind of car you want, what features it should have, and how much you're willing to spend. Compare car insurance prices Not all dealerships are created equal. Compare car insurance prices and find the best deal. Check the vehicle history Make sure the car you're buying has a clean history. Get a Vehicle History Report to see if there are any accidents or damages on record. Test-drive the car Make sure the car is comfortable to drive and fits your needs. Take it for a spin to see if it's the right one for you. Get an inspection done Have the car inspected by a mechanic to make sure there are no underlying problems. Number of Previous Owners When you're buying a used car, one of the first things you'll want

  Coverage extends to the car's owner, who can ride worry-free knowing they're protected in the event of an accident. Motorists should remember to renew their four-wheeler insurance policies well in advance of their expiration dates, as doing so satisfies legal requirements and protects them from financial ruin. If your car insurance policy expires, you won't be financially insured in the above situations. If your four-wheeler insurance has expired or lapsed, you may face the following consequences: Costly penalties: Every vehicle in India is required to get insurance. If it is your first crime, transport and traffic officials will give you a fine of Rs. 2,000 and/or put you in jail for 3 months. If it is your second offense, they will give you a fine of Rs. 4000. Loss of No Claim Bonus (NCB) NCB is a discount for not claiming and riding safely during the first year. After 90 days, you forfeit the discount if you don't renew or acquire bike insurance. Five years without

  You can rest easy knowing that your vehicle is protected to the fullest extent possible and that your financial stability will be guaranteed in the case of an accident with this insurance coverage. When it comes to protecting yourself on the road, a comprehensive auto insurance policy offers a wide variety of protections. It protects you from a wide range of potential losses, including those to your automobile and its occupants, to their personal belongings and the property of other drivers and their passengers should you be at fault for any accidents. Comprehensive insurance meaning while most states mandate at least the minimum level of third-party liability coverage, the added security afforded by more comprehensive policies is substantial. Insurance against third-party claims Claims of legal liability to a third party are covered by the comprehensive insurance policy. If an insured vehicle is involved in an accident that causes bodily harm or death to a third party, the benefici