Reasons why we must have car insurance in India?

The increasing cost of car repair and damage correction make it essential to have car insurance in place to avoid unnecessary hassles. There are more motor insurance policies available in the market. You can choose the one that works the best for you according to your needs. You can also get car insurance online within minutes, and it is a very hassle-free process. In this article, we bring to you the most important reasons why we must have car insurance in India.

Made compulsory by the government

One of the most important reasons why everyone must possess car insurance is because it is made mandatory by the government. The motor vehicle act states that every person who owns a vehicle must have third-party insurance to drive on the road. You can also get your car insurance online in a very easy manner.

Enhanced security

Another main reason to have car insurance in place is to protect yourself, and your vehicle from extensive damage and the huge cost spent for repair. The car insurance covers the damage repair cost, external damage like a flood, fire, earthquake, theft, burglary, etc. You can be at peace knowing that your insurance will cover the cost.

Free from legal liability

The legal liability to the third person is the most stressful thing when it comes to road accidents. By opting for car insurance online, you can be worry-free of the legal liability given to the third person as the motor insurance policy already covers it.

Personal accident cover

If in case of any injury happened due to the insured vehicle to the policyholder, the car insurance covers all the treatment costs and medical expenses. If there is a loss of life, a stipulated amount will be provided to the policy holder’s family. Get your car insurance online today!

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