Have a Look at the Insurance Scheme for Commuters of Mumbai Local Trains

The Indian Railway Catering and Tourism Corporation (IRCTC) offers a travel insurance scheme to local train commuters in Mumbai. Through this insurance scheme, you can attain up to INR 1 lakh of insurance cover for just INR 410 per annum. All you need to do is apply for the Mumbai local train insurance policy by filling up the online application form and making an online payment.

Why avail the insurance scheme for Mumbai local commuters?

Here are some important reasons why you must avail this insurance cover:

1. Risky security measures

You must be aware that Mumbai’s local railway system does not have proper security measures for the local commuters and it can be really harmful. There are no scanning gates or check posts for travellers. So, with the insurance cover, you can avail medical cover in case of any susceptible to injury while travelling through local trains.

2. Overcrowding

Overcrowding is another risky situation in the Mumbai local trains. Due to the unmanaged crowd, there are more chances of being pushed into or out of trains. This may lead to injuries or accidents. Therefore, insurance is important for covering yourself in case of such risky situations.

3. High medical bills

In case of injuries, you have to pay heavy medical bills. But if you have an insurance cover, the medical bills will be sorted by the insurance company under Mumbai’s local train policy.

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