Why Health Insurance Is Must In India?

The rising rate of pollution, epidemics, pandemics, and other diseases has highlighted the importance of getting a health insurance cover like never before. A health cover plan will not only provide cover for the medical and hospitalization expenses but will also compensate for the financial losses that you have suffered due to an illness, accident, injury, or medical condition.

Also, subscribe to a health insurance plan that will satiate most of your financial needs during a medical emergency. The important options and features offered by insurance providers are stated below:

Complete coverage

Apply for a health insurance policy that includes coverage for maternity expenses, expenses for a newborn baby, medical expenses, pre, and post-hospitalization costs, ambulance costs, AYUSH treatment fees, daycare cover, etc.

Senior citizen insurance policy

If you are above 60 years of age then you apply to a senior citizen insurance plan that covers pre-existing conditions and illnesses within the first few years.

Critical illness cover

A critical illness insurance can be used as a separate insurance policy or as a rider on your existing health cover plan. This means that you can get protection from critical illnesses and severe medical conditions without disturbing your existing health cover policy.

Though Bajaj Finserv, you can choose a health cover plan ranging from Rs. 2,00,000 to Rs. 50,00,000 as per your financial obligations and medical requirements. Also, you can benefit from the cashless treatment in several hospitals that are listed in the network of hospitals of a particular insurer.

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