5 Things You Need To Know About Health Insurance Portability In India

If you feel that your current health insurance policy does not fulfill your health care concerns and requirements, you can port your insurance policy to another insurance company or to a different plan that is provided by your existing insurance company. You need to know the following things while porting your insurance policy:

Porting of both individual and family health insurance policies is allowed.

The new insurance plan or company should provide at least the same coverage amount as your old policy did.

The new insurance company or plan must provide you with relief in the waiting period as per the waiting period you had served with your previous insurer.

If you are searching for a credible insurer that offers medical insurance with comprehensive coverage and multiple benefits then you must go through several health insurance policies by using the internet. The following options and features can be utilized while subscribing to an insurance policy through its website:

Multiple choices

You can either go with the personal health cover policy or you can cover all your family members under a single medical insurance plan by opting for the family floater health insurance policy. Employers who want to provide health coverage for their employees can opt for a group insurance policy.

Top-up existing policy

There is no need to port your existing insurance policy as you can top-up your existing group or individual insurance policy. This will prove to be of great help if you feel that their existing insurance plan does not provide the required coverage.

Cover for critical illnesses

If you want to secure yourself from critical illnesses like cancer, heart diseases, kidney dialysis, etc. then you can subscribe to a critical illness cover. This cover can be taken separately or can be used as a rider with your existing policy.

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