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A duplicate PAN card is a document that is provided to an individual when his/her card is lost or stolen. It is crucial that an individual should apply for a duplicate PAN card online if they lose the original one. This should be at the earliest as PAN is required to avail several services like applying for a new loan, filing income tax returns, buying or selling property, etc. How do you apply for a duplicate PAN card online? By following these steps, you can apply online for a duplicate PAN card - Step 1- Go to the website of TIN-NSDL. Step 2- Select ‘Reprint of PAN card’ and provide all the required information and submit after checking thoroughly. Step 3- A token number will be shared via email. Keep it safe for future usage. Step 4- All the necessary details need to be provided in the ‘Personal Details’ details. Step 5- Select a suitable submission mode of form among – Application for a duplicate PAN card online submission. Submission of a scanned image ...

Vaishno Devi is one of the most acclaimed pilgrimage places in India, situated in Katra, Jammu and Kashmir. The temple is located on Trikuta Mountains at an altitude of 5,200 ft. above sea level. Since the route of this trek lies on steep terrain, individuals who are considering visiting Vaishno Devi yatra should have a clear idea about the itinerary, the best time to visit, etc. They can also purchase a Vaishno Devi pilgrim insurance policy to stay financially covered against any mishaps. Itinerary Even though this temple is open for visits throughout the year, summer seasons are considered the most favourable for pilgrims. Since it is a popular pilgrimage site, the waiting time to enter the temple during peak season can sometimes range from 12 hours to 24 hours. The trek to Vaishno Devi starts from Katra. One can reach Katra by a variety of ways such as – By air – Nearest airport from Katra is in Jammu. From there, tourists can hire a cab till Katra. By train – Tou...

Air conditioners provide the much-needed respite from the extreme summer heat in India. However, during usage, these air conditioners can encounter several issues. Knowing about the problems will enable you to spot them quickly and take actions accordingly. The standard air conditioner issues are – 1. Frozen evaporator coils – These coils absorb warm air from the atmosphere. For them to work correctly, they need a constant circulation of warm air. If your AC is supplying warm air or no air at all, it means the evaporator coils are not functioning correctly. 2. A leak in refrigerant – The evaporator lines contain refrigerants which help in removing humidity and heat from a room. A leak in refrigerant lines will prevent your AC from cooling down a room properly. 3. Unclean condenser coils – There are high chances of layers of dust and grime forming on condenser coils. This can be seen mostly in areas with high humidity and air pollution. Grimy condense...

India has a high incidence of malaria afflictions, ranking fourth in the number of malaria cases across the world as per the latest Lancet report released on September 8, 2019. The nation has a greater occurrence of urban malaria as well.  The primary malaria vector in the country is Anopheles stephensi, and the Indian urban environment provides for its perfect breeding habitats: gutters, wells, water storage containers and construction sites, among others. Safeguarding yourself against malaria You can take the following basic measures to protect yourself against malaria. Prevent waterlogging You should be aware that water is not accumulated within open containers in your vicinity. Water should pass off without any stagnation. Covering water storage areas Open wells should be kept covered, and there should be a free flow of water through your sewage system. Any accumulation of water in your drainage system is a potential risk for malarial infection....

The online marketplace for spectacles is said to contain a vast collection of eyeglasses. However, most buyers like to wear glasses before they make the purchase.  Although the online market offers expansive options, buyers are finding it difficult as they are not able to know how the glass feels on their face.  Here are a few tips to help you choose the perfect spectacle. Type A pair of spectacles is considered as an extension of your personality, much like the clothes you wear. It is advised that you choose one which best suits your persona and the shape of your face. Quality of frame Cheaper frames lose colour or get rusty with continuous usage. Some frames are suited for strenuous activities while other breaks quite easily. While choosing a frame, it is advised that you choose one that suits your lifestyle.  If it is an expensive one you can avail spectacle insurance policy so that you are financially covered in case of any accidental dama...

    Monsoon season comes with pleasant and enjoyable weather. However, the increased moisture and waterlogging can give rise to several diseases spreading virus and infections. Following the tips mentioned below can help keep these diseases at bay. It is also advisable to buy a monsoon cover. Such covers protect insured individuals by offering financial security against the diseases, which are rampant during the monsoons. Clean surroundings It is important to maintain clean surroundings during monsoon seasons. Logged water is a major reason for the spreading of diseases during monsoons. Such stagnant water is the breeding ground for mosquitoes which in turn spreads the diseases. Inform the proper authorities to prevent waterlogging and ensure the maintenance of cleanliness in the neighbourhood. Lack of cleanliness leads to a plethora of diseases from mosquito-borne diseases to typhoid and its likes. Protection against mosquitoes Protection against mosquitoes is vital s...

It is advised that the first step after losing a wallet is to register an FIR at a nearby police station. At most times, a wallet contains valuable credentials such as credit and debit cards, PAN cards, driving license and other valuables. Some individuals avail a wallet care plan to handle financial losses arising from such situations. However, here are some steps you can take if you lose your wallet without any of these financial backings. Block all your cards After lodging an FIR report, you should list all your debit and credit cards and inform the respective financial institutions about their loss. Before you apply for a replacement card, you can report any unauthorized transactions from your card as well. You can also consider purchasing an insurance policy, such as the Wallet Care plan . It enables you to quickly block all your cards along with various other benefits if your wallet gets stolen. Applying for a new PAN Card Apply for a new PAN card if you lose ...

Smartphones have become an integral part of our daily lives. Apart from conducting calls on the go, it also enables us to do a wide range of things. We watch movies on it, listen to music, take pictures, pay our bills; surf the internet, go on social media and the like. Nevertheless, smartphones are delicate devices which are prone to damage. They also may contain sensitive information about their users which can be used for fraudulent activities. Hence, it is crucial to adopt protective measures to keep our phones and personal data safe. Some of These safety tips include – 1. Protective equipment – One should use a screen guard and a mobile phone case to prevent scratches on the screen and protect their phone from further damage in case of any impact. 2. Anti-virus applications – Sometimes we download information or other things from the internet to our phones which can be a virus or malware. They can access any sensitive data stored on your phone. This is why it is crucial to...

A mobile phone is one of the integral parts of daily life. According to a report, the current number of mobile phone users in India is more than 800 million. The rate for mobile screen damage is also rising. Thus, it is advisable to avail mobile screen insurance policy so as to recover the financial expenses of repairing a mobile phone screen. Three ways to replace a broken mobile phone screen Here is a list of recommended ways to replace a damaged device display- Approach the manufacturer If the mobile screen is damaged or broken within the warranty period, then an individual can contact the mobile manufacturer. Within this period, top brands provide free repair or replacement of a mobile screen. Insuring the screen of your phone If the warranty period runs out, it is advisable to avail a mobile screen insurance plan . If your mobile phone screen is accidentally broken, then through this policy you can gain financial coverage of screen replacement expenses. Without s...

According to the calculations of the World Travel and Tourism Council, it has been established that tourism contributes around 9.2% of India’s GDP. Other than that, the number of individuals travelling by air in India is also increasing. Most individuals face unforeseen circumstances while travelling. An individual can avail domestic travel insurance in India beforehand to financially cover such incidents. Availing such insurance does not safeguard you from facing any unforeseen circumstances. Still, it can help you financially to resolve any issues that you may face during the tour. Listed below are a few beneficial factors that these insurance policies possess –  Medical Cover – An individual can face medical emergencies at any time during their vacation. By applying for a travel insurance policy, an individual can avail up to a certain sum for medical expenses. Luggage Protection – A domestic travel insurance policy offers reimbursement if an individua...

According to the Road Transport and Highways Ministry of India, vehicles without FASTags are mandated to pay a penalty fee of two times the charges at toll booths all across the country from 15th December, 2019 onwards. FASTag was implemented in 2014 but its services enhanced after the introduction of National Electronic Toll Collection in 2016. Since then, there are more than 6,000 FASTag lanes in toll plazas in India. However, in order to pass through such lanes, you need to get FASTag for car . What is FASTag? When you are passing through a FASTag lane of a toll plaza, you are not required to stop for any transaction if you possess a FASTag card.  Such a card, usually attached to the windscreen of your car, uses Radio Frequency Identification technology to enable automatic deduction of toll charges. A tag reader, stationed on the outer walls of a toll plaza scans the FASTag attached to your vehicle and deducts from a prepaid account; thus completing the monetary transact...