Skip to main content

5 Benefits Of Purchasing Comprehensive Bike Insurance Policy

 

A comprehensive bike insurance policy will cover not only the insured's own loss or damage, but also any liability the insured may incur as a result of an accident. This policy covers anything that can happen to you while riding your motorcycle.


The time to get your motorcycle or scooter covered is now, with a free online quotation. Don't overlook the following merits of purchasing a two-wheeler insurance policy.


  • When a natural disaster, such as a typhoon, cyclone, flood, hurricane, storm, inundation, tempest, hailstorm, landslide, etc., causes damage or loss to the insured motorcycle, the comprehensive bike insurance company will pay for the repairs or replacement.


  • Loss or Damage Occurring as a Result of an Act of Man: A comprehensive two-wheeler insurance policy will cover any loss or damage to the insured bike that occurs as a result of an act of man, such as a riot, any malicious act, terrorist activity, strike, or damage incurred during transit by rail, inland waterway, road, lift, air, water, etc.


  • If your car is stolen, destroyed in a natural disaster or by an act of terrorism, or damaged in any other way that is not covered by your comprehensive policy, you may be eligible for Own Damage Coverage.


  • The comprehensive bike insurance policy will pay for the medical bills, lost wages, and property repairs of any third parties injured in an accident caused by the insured vehicle.


  • Theft: If the insured motorcycle is stolen, compensation will be provided.


  • Any damage or loss incurred as a result of an explosion or fire is covered by a comprehensive insurance policy.


If you cover your motorcycle under a comprehensive policy, you won't have to worry about anything, including damage to your bike or its rider, injury to a bystander, or financial responsibility for the loss or injury of a third party.


Personal injuries sustained by the rider as a result of a motorcycle accident are also covered by this policy. Also, the rider need not be the insurance policy's owner. Medical expenses are covered by the insurance company if the rider has a current and valid driver's license.


An all-inclusive policy for motorcycles will cover not only the costs of medical care after an accident, but also the costs associated with the policyholder's permanent or temporary incapacity to work. The comprehensive bike insurance also provides a death benefit in the event of the rider's untimely demise.


Read More:- Does an electric two-wheeler insurance costs higher


Comments

Popular posts from this blog

Quick Guide For Zero Depreciation In Car Insurance

Some parts of your car face wear-and-tear faster than the others and these parts are often referred to as depreciated parts. Once you file for an insurance claim, the insurance company deducts a value equal to the depreciated value of all such parts and does not settle your claim in full. The parts that are made up of rubber, plastic, fiber, etc. fall in this category. If you want to avoid this deduction from the final claim amount, you can avail of a zero depreciation car insurance cover. It is also known as nil depreciation cover as it nullifies the deduction from the claim amount due to the deprecated components of your vehicle. The benefits of a zero depreciation car insurance policy are stated below: Comes at a reasonable price  If you have already purchased a comprehensive car insurance policy, you can avail of a zero depreciation car insurance cover at a nominal price. It is because it is an add-on insurance policy that only enhances your claim amount to reduce the part of ...

Necessary Information On Hospital Cash Insurance Plan

Medical treatments these days are a matter of the huge amount of money. And if you need quality treatment facility from the super-specialty hospitals and clinics you need a medical insurance plan for you and your family. If you are planning for the medical insurance plan with hospital cash cover , then be sure to consult with the best insurance plan provider.  Let us discuss in details. Financial companies such as reputed NBFC Bajaj Finserv and other insurance companies have their own health insurance policies that range from smaller amounts of bigger amounts. All these medical policies fall under the pocket insurance policy scheme. It gives clients the facility to get benefits with minimum investments. The procedure is quick and does not require lengthy documentation. You can get a higher amount of money with such hospital cash insurance to continue medical treatments even for critical patients. Just make sure you read the policy details clearly before yo...

Stay Protected on the Road- Understanding the Importance of acko car insurance

  Having a car insurance policy is essential for every car owner. It not only provides financial protection in case of any damage or loss but also ensures a safer driving experience. Acko is one of the leading car insurance providers in India, offering a wide range of insurance plans to suit the needs of all car owners. In this article, we will be discussing the importance of Acko car insurance in India and how it helps to stay protected on the road. We will also look at the various benefits and features of Acko car insurance policies that make them an ideal choice for car owners. Understanding the Importance of Acko new car insurance in India As the number of vehicles on Indian roads increases, so does the number of accidents and other related incidents. Traffic jams, road rage, and bad driving habits are some of the major causes of accidents. It is important for drivers to stay safe on the road, and to do so, they must have a car insurance policy. Acko new car insurance is one...