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You indeed need to pay extra attention while buying any health insurance policy, as there are many chances for mishaps. All the policies are designed to provide you with higher coverage, but they all have different premiums. The key is to calculate health insurance premium in the right way and then proceed.  In fact, the health insurance policy also differs on various factors like; age group, exclusion, disease, waiting period, and expiry tenure. With the best policy, you can eliminate the burden, but, if the policy is not perfect for you, then it may cause you a financial crisis as well as put you in some trouble someday. So, it is recommended, that when you calculate health insurance premiums for you, be prudent in all aspects. One of the modern, innovative, and smart ways to calculate health insurance premiums is, through the health insurance premium calculator online. With a health insurance premium calculator, you can calculate health insurance premium as well can go with the...

You must get car insurance or car insurance renewal online when you have your new vehicle. While third-party liability insurance is required by law, you may supplement your coverage with different types of products. When it comes to owning a car, you want to make sure that you are covered in the event of damage to your vehicle or other people's liabilities. Third-party liability is only covered by standard third-party insurance. Other types of policies, such as Own Damage (OD) or Comprehensive insurance, may be used to supplement the vehicle coverage. This article explains the differences between Comprehensive and Own Damage insurance. Own Damage Insurance This coverage is ideal for customers who just have a Third Party Liability policy and do not wish to upgrade to a comprehensive one. Because third-party insurance only covers damage to a third-party, person, or property, not your car, it is not good to get it. In the event of natural or man-made threats, such as theft, fire, natu...

Yes, buying health insurance online comes up with multiple benefits. Well, today the world is being digitalized, and all the sectors, including health, are on the revolution. Today young minds, working professionals, and anyone who is making digital payments prefer getting health insurance online. This mode of insurance is transparent as well as hassle-free and offers hundreds of hidden benefits to buyers. Major providers like Bajaj health insurance offer an online mode of application and renewal.  To begin with, the online market has a vast variety of health insurance policies as compared to traditional brokers. Online, you can compare prices of policies, can check various plans, and can go with the best insurer you find. However, when you purchase health insurance in offline mode, you have to select a policy between two or three plans of the same insurer. In addition, when you go with the online buying mode, you have hundreds of plans from Bajaj health insurance , Life Insurance ...

No matter what age group you belong to, health insurance is among the most important things in your life. However, when it comes to senior citizens, the importance of health insurance gains phenomenal importance. Senior citizens health insurance helps a great deal in many aspects, it provides financial stability, and better treatment, & keep your savings safe from regular medical expenses. Well, when it comes to how to save extra on senior citizens health insurance , these types of insurance policies are specially designed, and already cost-effective for you. But, still, there are various ways through which you can save a few more bucks. One of the top formulas to save extra on senior citizens' health insurance is maintaining a proper lifestyle. All the policies are indeed available at a lower rate for people who do not smoke and neither have existing health problems. There is a major difference in premiums when a person is not healthy and is unwell. Also, while purchasing any ...

Whenever you buy a health insurance policy, the insurance provider offers you the policy documents. Generally, a health insurance policy is an agreement between you and the insurance provider. In the document, there are all the terms & conditions mentioned along with the details of the insurance provider & insurance policyholder. You can simply contact the Aditya Birla health insurance customer care number and apply for your health insurance.  Keeping your policy document safe is very important. However, if you lost your health insurance policy document, there is nothing to worry about. You can easily get a copy of it from your insurance provider. If you are an Aditya Birla policyholder, then you can reach out to the Aditya Birla health insurance customer care number and do the follow-up.  The first thing you need to do after losing your policy document is; to inform the insurance company. For an instance; if your policy is from Aditya Birla Capital, then connect to A...

A third-party liability-only policy, simply known as third-party insurance, is a mandatory motor vehicle insurance policy. It covers the financial damages to a third person due to an accident or mishap caused by one’s vehicle. Any damage to the vehicle, bodily injuries, temporary or permanent, of the third party is covered under this insurance.  Liabilities covered under Third Party Car Insurance There are three types of liabilities that third party car insurance entails. These are: Body injuries to a third person Permanent disability/death of a third person Damage to the property of a third person The third party car insurance does not cover the damages to the owner’s vehicle. For that, other comprehensive car insurance packages are available. Why is Third Party Insurance Necessary? Third-party insurance is essential for hassle-free settlement of any legal or financial damages caused to a third person in an accident. It is one of the minimum requirements to drive legally in India...

According to section 147 of the Motor Vehicles Act, 1988, third-party auto insurance is mandatory for motor vehicles. The Act requires that every vehicle used in a public place has a minimum level of insurance that will cover some of its owner's legal liabilities. His legal responsibilities include paying compensation to a third party if they die or are injured or their property is damaged. Any other party than the insured and the insurance company is considered the third party. Every vehicle on the road must be covered by third-party insurance because it is a legal requirement. Additionally, third-party insurance provides you with financial protection against any damage, loss, or injury caused to a third party. Do third-party insurance policies in India suffice?  According to the law, third party bike insurance is sufficient. If you have a valid policy, your vehicle can be legally driven/ridden on Indian roads. The amount of protection you expect from your insurance policy will d...

  Dengue, spread through the bite of the Aedes Mosquito, is a common disease in India, Southeast Asia, Southern China, Taiwan, Pacific Islands, Mexico, Africa, Central and South America and the Caribbean (except Cayman islands and Cuba). There are four different kinds of dengue viruses responsible for causing yellow fever and West Nile infection. It is vital to diagnose dengue early to avoid severe health concerns such as hemorrhagic fever, damage to blood vessels, liver enlargement etc.   Early stage symptoms   Most people who get affected with dengue show the following early-stage symptoms:   ·         Mild fever ·         Headache ·         Nausea or vomiting ·         Muscle and joint pain ·         Discomfort in the eyes ·         Rashes on the body   The above symptoms are warning signs that the patient must not ignore.   Severe deng...