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Showing posts from April, 2022

What is bumper-to-bumper insurance for your car?

While having motor insurance has become mandatory to drive according to the government’s mandate, there are numerous options available in the market for the customer to choose from. However, the rule makes it compulsory for every vehicle owner to have third-party insurance, you can also get a comprehensive plan for extended coverage. Exclusive policy plans like Bajaj Allianz car insurance are the top-selling car insurance in India. They also have bumper-to-bumper insurance for your car, which can provide comprehensive coverage. To help you gain more insight about the same, we have mentioned all the details about the bumper-to-bumper insurance and why you need it for your car.  What is bumper-to-bumper car insurance? Also, known as the zero-depreciation car insurance policy, the bumper-to-bumper car insurance offers you an all-in-all coverage irrespective of the depreciation of the vehicle's internal parts. Even if any damage happens due to accidents, the car insurance policy will c...

What are the top 5 health insurance providers in India?

Health insurance is a necessary thing for a secure future and to safeguard yourselves from unforeseen medical expenses. Here is a list of top health insurance companies in India – Bajaj Allianz Health Insurance Bajaj Allianz is one of the top health insurance companies in India with multiple policies to choose from, according to your preference. It provides you coverage against the charges of all your medical requirements including regular check-ups. If you meet with an accident or have some other medical emergency, you will be having health insurance to fall back on.  Niva Bupa Health Insurance Delivering excellent insurance services, Niva Bhupa is rated as one of the top health insurance companies in India. It gives 30-min cashless processing and a claim settlement directly with the company. It has a strong network of more than 7600 hospitals pan India. ICICI Lombard Health Insurance  With 273 branches, 840 virtual offices and a network of 7000+ hospitals across India, ICICI...

Most important Benefits of having an accident insurance policy

Having an accident insurance policy will ensure your safety and financial security in case you meet with any unfortunate injury in a road accident. Most people believe in the notion that only motor insurance is adequate to cover their injury, but having a proper accident insurance scheme will benefit the policyholder in numerous ways possible. The most important of them are listed below.  Worldwide coverage  When you opt for an accident insurance plan for yourself and your family, you can get worldwide accident injury coverage. With other types of insurance policies, you might not get overseas coverage but with accident insurance, you can. There aren’t any geographical limitations.  Meagre documentation process  If already have a proper health insurance policy, you can tag along with this accident insurance which will only take a few minutes to complete. By choosing a reliable insurance policy provider you can get your accident insurance policy approved online wi...

Most affordable dengue test in India

Dengue is a scary disease that can cause severe illness and even death. It is a fast-spreading viral infection, and therefore, it is advisable to diagnose it at the earliest. Is dengue curable? Dengue is a viral fever caused by the dengue virus transmitted through the bite of infected mosquitoes. Many of us take mosquito bites in general. However, these can be life-threatening. There is a huge risk of dengue, malaria, chikungunya, etc., in case of a mosquito bite. People who have been exposed to dengue once again are at higher risk. Proper care is needed before this virus reaches you. Dengue test cost The average cost of a dengue test in India is Rs 500 to R. 600. But in some laboratories, it can be as low as Rs. 300 to Rs. 400, and this price can go up to Rs. 1500 or more. But the new dengue detection method from India makes the dengue test cost ten times cheaper. The accuracy of the test is available only once the final report is out.  Tests to detect dengue A lab test is the on...

Buy health insurance to cover medical emergencies and save on tax

Considering the unpredictable life scenario and increasing medical inflation, having a proper medical insurance policy is essential to manage the hefty treatment expenditure. The benefits of having medical insurance are manifold. Apart from providing extensive coverage, the health insurance policy also helps you with improved tax savings.  When you purchase a medical insurance policy, your daycare procedure, pre and post hospitalisation charges, health check-ups, vaccination costs, critical illnesses treatment charges, AYUSH treatment cost, organ donor charges and many more are covered. In addition to this, you can also go for cashless benefits from the partnered network of hospitals of your policy provider. If you want extra coverage, you can always opt for add-ons that will help you with covering certain specific conditions.  According to the government’s mandate, a medical insurance policy holder can avail of rich tax benefits under section 80D of the Income-tax Act of 196...

Essential Tips for Protecting Your Mobile Phone from Theft

  A mobile phone is not just a device to make calls in today's world. Whether it's making payments, storing essential information, clicking pictures, communicating with others, or watching movies, a mobile phone acts as a one-stop shop for almost all your daily activities. And losing or misplacing it can create a lot of panic as it involves the risk of any unauthorised person accessing all your data and sensitive personal information. Hence, it's vital to keep your mobile phone out of reach from opportunistic thieves. Here are a few tips to keep your handset safe from unauthorised access. Avoid using public Wi-Fi : Avoid using free Wi-Fi connections available at airports, railway stations, coffee shops, etc. One of the most significant risks with free Wi-Fi is that it enables hackers to position themselves between you and the connection point. Hence, instead of sending data directly to the hotspot, you end up sending all your information to the hacker. Thus, the hacker gets...

Things to keep in mind while purchasing a second-hand bike

Buying a new bike is a dream for many. However, most people cannot afford to buy a brand-new bike considering the peaking cost factor and hefty maintenance charges. One of the best alternatives for such individuals is to invest in the best second-hand bike for their usage. Another important thing the buyers have to be mindful of is to make sure the bike insurance is transferred or get new bike insurance online. With the onset of digitalisation, you can get your bike insurance in an easy and hassle-free manner when you apply online.  Apart from that, the buyers must be mindful of certain other things when purchasing a second-hand bike. To help you gain more insight, we have discussed the same in this article. Read to know more! Carry out in-depth research Once you have decided to buy a second-hand bike, the next best thing you need to do is conduct extensive research to find the best model that suits your requirements perfectly. Different sellers might offer you different options in...