All Your Healthcare Needs Under One Roof

A health insurance policy ensures that your health risks are completely covered. However, as many health care plans are available in the market, you could find it hard to select one. Therefore, you must also see to it that the health care plan chosen by you covers everything from the ambulance charges to hospitalization costs. Here are a few other things that you can examine while purchasing a health care policy:

Pre & Post Hospitalization costs

While recovering from illness, a majority of the expenses are incurred during the post-hospitalization period. Similarly, the doctors may administer medical support and expensive medications before admitting you for surgery or illness. Therefore, an ideal health care policy will offer coverage for both pre and post-hospitalization expenses.

Maternity cover

Maternity cover ensures that the medical expenses during the pregnancy are fully covered. Though some employers offer maternity benefits to their employees, it may not always be sufficient. Therefore, you must select a health care plan that covers maternity cover including hospitalization bills, medical costs, and other charges.

Diagnosis and health checkups

Get a health insurance policy that includes coverage for regular health checkups and diagnoses. It ensures that the policy provides preventive health care services as well.

Cashless treatment

Some health cover plans offer cashless treatment at select hospitals. However, also examine whether the network hospitals that offer cashless treatment are in or near your city or not.

Lifetime renewability

As your age increases, you may need medical care the most. Choose a health care plan that comes with the option of lifetime renewability. It will ensure that you get the medical benefits at old age when you need them the most.

For exploring health care plans introduced by different insurers, check the portal of Bajaj Finserv. Here you will find health care plans that cover all your health regarding needs under one roof.

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