All Insurance News and Plans

Two-wheelers and bikes have become a mandatory vehicle in every household. Since the price factor is very affordable and the maintenance process is effortless and hassle-free, most people tend to go for bikes instead of cars. A very important thing one needs to consider after buying a new bike is to opt for a bike insurance policy.  The right bike insurance policy helps you in effectively tackling the damage repair cost that occurs due to negligence. Keeping your bike well working and in accordance with the environment is very important. Here are some tips on how we can design our bikes smart and eco-friendly.  Using eco-friendly fuel  To make your bike well-performing, smart and eco-friendly, you can go for environment-friendly fuels and hydrogen-powered bikes. These bikes are very effective and don’t release any harmful toxic chemicals into the air like normally petroleum-powered bikes. The durability, quality, and fuel efficiency of the bike are spot-on and excellent...

People love to modify their cars to add more style and customisation according to their preferences. Most individuals do designs to stand apart from the crowd. But what they don’t pay attention to is car insurance. The added changes and specifications to the car will increase the price or concern of your car insurance. You can also get an online car insurance policy from your home itself. This article has all the details regarding whether modifications will affect your car insurance policy. So, keep reading! Does modification affect your car insurance? Yes, making modifications to your car will definitely affect your car insurance. When you make changes like tuning the engine, adding spoilers, or anything else will make your car look not only sophisticated and classy but also drastically increase the speed of your car. This, in turn, will hike the possibility of accidents and also increase the potential of your car accessories getting lost. When getting your online car insurance policy...

  Motorcycle insurance is a must-have financial aid and security tool that every bike owner must compulsorily possess. It also has become mandatory by law that everyone must have third-party motor insurance. But not all bike insurance has the same premiums, and they are calculated differently. We have given some of the top factors that impact the bike insurance premium to provide you with more information. So, keep reading! Model of the bike  The bike model plays a vital role in determining the premium cost of bike insurance . A low cost will attract you lower premiums, while a high-cost luxury bike will cost you higher premiums.  Insured Declared Value (IDV) The IDV is nothing but the current market value of the bike. It is very dynamic and changes every year. The premium is fixed by analysing the insured declared value of the bike.  The bike’s age  While calculating the premiums, the bike insurance provider will also take into count the age and well-working co...

Health insurance is an important financial aid that can help you refrain from spending lakhs on recurring medical expenses. The changing dynamic lifestyle and uncertainty around it make it mandatory for everyone to have a proper health insurance policy in place to protect themselves and their loved ones. Although there are numerous health insurance providers in the market, one needs to do adequate research before getting a plan.  Here are some of the precautions one should take while buying a health insurance policy.  Extensive cover  The most important thing you need to look for is the option of an extensive and flexible cover. You need to be sure that the health insurance you opt for has the capacity to cover your medical expense even if inflation occurs in the future. Also, see whether the policy you opt for is as effective for the investment you make.  Policy type  Choosing the right type of health insurance policy is also very important, considering your...

A health insurance policy is a must-have tool for both individuals and families. It is the only effective way to cut down unwanted medical expenditure. Having the right health insurance policy like Aditya Birla health insurance will ensure that you and your family are safe from the rising medical treatment costs. Here are some of the highlighted reasons why we should buy a health insurance plans policy.  Increasing medical costs  One of the most important reasons to opt for a proper health insurance plan is because of the rising medical expenditure. It has become very hard for working-class people to afford healthy and quality medical care. Higher benefit plans like Aditya Birla health insurance will help bridge the economic gap.  Effortless money-saving option  By opting for the right health insurance plan, one can effectively cut down unwanted spending and save more money over the long run. So, you can save a lot of money for you and your family by compensating ...