3 Features Of Car Insurance You Must Be Aware Of

In case you are a car owner in India, having 4-wheeler insurance is an absolute necessity for you. It is significant to purchase and renew your car insurance policy on scheduled time to obey the guidelines of the law of our country and always be financially secured against any kind of car harm.

This article shares three prime features of car insurance that you must be aware of:

Cashless repairs

Motor insurance agents offer cashless remuneration for fixing various types of car damages. The insurance companies have partnerships with specific 4-wheeler repair shops. In case of any car harm, it negotiates the maintenance bill directly with the partner shop. Consequently, the insured individual isn't needed to spend any amount for the repair from his pocket to the shop with the exception of their penalties.

Cashless hospitalization

In case you got into an accident with your car and severely injured yourself, then your Car insurance India will take the responsibility to pay your hospital bills.

In place of you paying the treatment costs initially and then getting the equivalent amount repaid to you from your insurance company, Your insurer pays up the expenses with the network hospital directly without your involvement.

Customizable add-ons

There are numerous 4-wheeler insurance add-ons for you to pick by paying a minimal charge with a comprehensive car insurance policy. Along with your car damages, it covers third-party losses as well. Having add-ons to your current insurance plan further expands the policy coverage. Here are some examples of add-ons:

Engine Protection Cover
Zero depreciation cover
Roadside assistance cover
Return to invoice cover
Personal accident cover
Personal belongings cover

With 4-wheeler insurance, you get affordable premium plans, timely claim concession, lenient renewals, and so on.

So, don't make any delay in securing your valuable car with convenient car insurance.

Quick Guide For Zero Depreciation In Car Insurance

Some parts of your car face wear-and-tear faster than the others and these parts are often referred to as depreciated parts. Once you file for an insurance claim, the insurance company deducts a value equal to the depreciated value of all such parts and does not settle your claim in full. The parts that are made up of rubber, plastic, fiber, etc. fall in this category. If you want to avoid this deduction from the final claim amount, you can avail of a zero depreciation car insurance cover. It is also known as nil depreciation cover as it nullifies the deduction from the claim amount due to the deprecated components of your vehicle. The benefits of a zero depreciation car insurance policy are stated below: Comes at a reasonable price If you have already purchased a comprehensive car insurance policy, you can avail of a zero depreciation car insurance cover at a nominal price. It is because it is an add-on insurance policy that only enhances your claim amount to reduce the part of the

Necessary Information On Hospital Cash Insurance Plan

Medical treatments these days are a matter of the huge amount of money. And if you need quality treatment facility from the super-specialty hospitals and clinics you need a medical insurance plan for you and your family. If you are planning for the medical insurance plan with hospital cash cover , then be sure to consult with the best insurance plan provider. Let us discuss in details. Financial companies such as reputed NBFC Bajaj Finserv and other insurance companies have their own health insurance policies that range from smaller amounts of bigger amounts. All these medical policies fall under the pocket insurance policy scheme. It gives clients the facility to get benefits with minimum investments. The procedure is quick and does not require lengthy documentation. You can get a higher amount of money with such hospital cash insurance to continue medical treatments even for critical patients. Just make sure you read the policy details clearly before you in

Stay Protected on the Road- Understanding the Importance of acko car insurance

Having a car insurance policy is essential for every car owner. It not only provides financial protection in case of any damage or loss but also ensures a safer driving experience. Acko is one of the leading car insurance providers in India, offering a wide range of insurance plans to suit the needs of all car owners. In this article, we will be discussing the importance of Acko car insurance in India and how it helps to stay protected on the road. We will also look at the various benefits and features of Acko car insurance policies that make them an ideal choice for car owners. Understanding the Importance of Acko new car insurance in India As the number of vehicles on Indian roads increases, so does the number of accidents and other related incidents. Traffic jams, road rage, and bad driving habits are some of the major causes of accidents. It is important for drivers to stay safe on the road, and to do so, they must have a car insurance policy. Acko new car insurance is one of

All Insurance News and Plans

Search This Blog