All Insurance News and Plans

Car insurance or any 4-wheeler insurance is an extensive policy that helps in managing the huge financial expenditure, third party tackling cost along with legal proceedings. It covers various costs factor of the insured vehicle when any unpredictable situation befalls. According to the motor insurance act of 1988, the vehicle owner must have third-party car insurance to drive on roads. When can you use your car insurance plan? Usually, 4-wheeler insurance can be used in various circumstances and situations mentioned below. They are,  When any significant damage is caused to the insured vehicle because of accidents  You can claim your 4-wheeler insurance if your vehicle is damaged due to any self-ignition or fire outbreaks.  Any damage caused to the vehicle by the occurrence of natural disasters like earthquakes, floods, landslides, etc., can be claimed under your insurance policy.  With your 4-wheeler insurance, you can also tally the damage caused to the driver o...

Skyrocketing fuel prices and increasing risk of lifestyle-related diseases are evoking the necessity of pedaling. But while cycling through traffic-filled Indian roads, the chances are high that your bicycle may get damaged. Besides, bicycle robbery is prevalent in our country. Further, many innovations have been embraced by the cycle industry. As a result, modern-day bicycles come with many new features that take their price to the higher end. Hence, bicycle insurance is a must. Additionally, bicycle insurance covers accidental death that occurred while cycling. Point to consider while buying a cycle cover Check whether the type of your bicycle is included in the list of the insurer. Certain insurers extent coverage to particular categories only. Age of your bicycle matters. Most insurance companies do not give coverage to bicycles more than one-year-old. Hence it's better to take bicycle insurance immediately after its purchase. Many insurance companies provide coverage only for ...

In case you are a car owner in India, having 4-wheeler insurance is an absolute necessity for you. It is significant to purchase and renew your car insurance policy on scheduled time to obey the guidelines of the law of our country and always be financially secured against any kind of car harm.  This article shares three prime features of car insurance that you must be aware of: Cashless repairs Motor insurance agents offer cashless remuneration for fixing various types of car damages. The insurance companies have partnerships with specific 4-wheeler repair shops. In case of any car harm, it negotiates the maintenance bill directly with the partner shop. Consequently, the insured individual isn't needed to spend any amount for the repair from his pocket to the shop with the exception of their penalties. Cashless hospitalization In case you got into an accident with your car and severely injured yourself, then your Car insurance India will take the responsibility to pay your hospi...

The health insurance policy is a financial instrument that supports an individual during times of medical emergency. As health-related risks are inevitable, thus it is essential to have a health insurance policy to help meet the need during the contingency.  With time, there has been a considerable increase in awareness about health insurance, but still, there are questions related to reviewing the policy. Though the policy is a yearly contract that needs to be renewed yearly, some significant reasons demand the need to read the health insurance. Need To Read Health Insurance Policy Every Year It is great to take a health insurance policy on time and regularly review it for added benefits. The top reasons that increase the need for a yearly review of policy are: Lifestyle changes Lifestyle has increased the chances of acquiring various ailments, which increases the need for a yearly review of policies. It has increased the need to opt for better and high coverage.  Improved ...

As per the motor vehicle Act guidelines, it is necessary to have bike insurance for your two-wheeler in India. Just like any other insurance plan, bike insurance protects policyholders from sudden monetary loss concerning their two-wheelers. Get your bike registered  through third-party bike insurance online services available today. Let us learn about the Importance of bike insurance in rural India:  Protects you from legal liabilities In case you accidentally cause injuries to other humans or damage someone's physical property while driving your bike, then legally, you are bound to pay from your pocket for such harm. Here, if you have a third-party bike insurance online registration in your name for your bike then, the respective insurance company will take care of damage expenses. Secures from loss due to natural causes Most rural regions of India are affected by natural calamities on a constant basis, for example, floods, forest fires, etc., resulting in damage to properti...

While planning to buy health insurance, various factors must be compared and contrasted to find a policy fulfilling all your needs. Though the features offered by the health insurance are quite identical, a precise comparison is important. Crucial points To Consider While Buying Health Insurance Policy . The important to consider while buying health insurance are: Age criteria for family floater When it comes to health insurance, age is an important consideration. Keep the age of the family members who need to be insured in consideration when acquiring medical coverage. Coverage and premium combination The combination of coverage and premium is crucial. Lower-premium insurance might be beneficial if it provides comprehensive coverage at a price you can afford. Wait period clause The waiting period for pre-existing illnesses or certain treatments can range from 24-48 months. A policy with the least wait period will offer benefits in case of an emergency. Cashless, pre and post hospital...

Given the growing medical expenditures and rise in lifestyle illnesses among Indians, the best health insurance in India is a must-have for everyone. A medical emergency can strike anybody at any moment and have a significant emotional and financial impact.  Hence it is highly recommended to add the best health insurance in India in the financial planning at the early stages. So, here are the top arguments to persuade you to include the health insurance policy in the financial planning at 32. Top Reasons to Add Health Insurance in Financial Planning At 32 Financial planning is an essential aspect that every individual needs to focus on. While it is common to start financial planning when you start a job or business, the need to include health insurance in financial planning is even more critical. The main reasons to add the best health insurance in India in financial planning at 32 are: Low cost of premium Including health insurance in financial planning at 32 offers the cost-bene...

In India, health insurance has become a requirement for everyone. It covers expenses incurred as a result of unanticipated medical crises. When medical inflation is so rampant in today's world, neglecting to get appropriate health insurance from the best health insurance company in India can be financially expensive.  But at the same time, it is important to look for the best health insurance company in India to offer you all the potential health insurance benefits and riders to suit your needs. But do you know the 3 major reasons to get health insurance in India? Reasons Why Health Insurance is Crucial in India With the increasing population in India, the demand for quality medical services is also on the rise. It has increased the cost of healthcare, making health insurance a necessity. Apart, the main 3 reasons to get health insurance from the best health insurance company in India are: Financial safety and coverage In the event of a medical emergency, a health insurance plan ca...

Diabetes is a lifestyle disease caused by improper diet, stress, and insufficient physical exercise. Known as the silent killer, it can go unnoticed for years before being diagnosed and even demand immediate hospitalization. It is a common health condition faced by individuals today that needs proper health insurance for management. Previously considered a condition that arises after middle age, this can now be diagnosed in teenagers. Adding health insurance in financial planning at the early stages of life has multiple benefits for a person with diabetes. Let us look at the top reasons that make health insurance vital for diabetic ones. Need Of Health Insurance For Diabetic One Though one needs to keep a check on diabetes to have a better lifestyle, yet the need for health insurance is undeniable. The reasons that make the need for health insurance for the diabetic one vital are: It facilitates cashless treatment at the network hospitals. It covers diabetes and associated conditi...