Things To Consider Before Buying A Family Health Insurance Policy in 2021

To take care of the health needs of your family, you should get a family health insurance policy. However, it might be hard to find a family health care plan that offers comprehensive coverage at a reasonable premium. Also, due to the several health insurance plans that are similar when it comes to features, you might get confused while choosing one among them. To pick a health care plan smartly, you can consider these factors:

Co-payment condition

The sum insured offered by a health insurance plan should be sufficient for covering the medical expenses of your family. However, it might not always be possible as some medical treatments have a much higher cost. In such cases, you should choose medical insurance that offers the least co-payment percentage when the treatment exceeds a particular value.

Pre and post-hospitalization expenses

A family health care plan that offers total coverage including hospitalization expenses, pre and post-hospitalization charges, maternity cover, personal accident cover, etc. would be the ideal health care plan for securing the health requirements of your family.

Waiting period

A health insurance plan covers pre-existing illnesses only after a specific waiting period. Therefore, the family health care plan that comes with a nominal waiting period for the diseases that existed before buying the policy is recommended for you.

Adding new members

It is advisable that you opt for a family health care plan that enables you to add new members easily. Also, it would be better if you can renew the policy as much as required without going through a medical check-up.

To find the best health care plans for your family, you can explore the website of Bajaj Finserv. Here you will find the details of an individual, senior citizen, and family health insurance plans of various insurers seamlessly.

Comments

Quick Guide For Zero Depreciation In Car Insurance

Some parts of your car face wear-and-tear faster than the others and these parts are often referred to as depreciated parts. Once you file for an insurance claim, the insurance company deducts a value equal to the depreciated value of all such parts and does not settle your claim in full. The parts that are made up of rubber, plastic, fiber, etc. fall in this category. If you want to avoid this deduction from the final claim amount, you can avail of a zero depreciation car insurance cover. It is also known as nil depreciation cover as it nullifies the deduction from the claim amount due to the deprecated components of your vehicle. The benefits of a zero depreciation car insurance policy are stated below: Comes at a reasonable price If you have already purchased a comprehensive car insurance policy, you can avail of a zero depreciation car insurance cover at a nominal price. It is because it is an add-on insurance policy that only enhances your claim amount to reduce the part of ...

Necessary Information On Hospital Cash Insurance Plan

Medical treatments these days are a matter of the huge amount of money. And if you need quality treatment facility from the super-specialty hospitals and clinics you need a medical insurance plan for you and your family. If you are planning for the medical insurance plan with hospital cash cover , then be sure to consult with the best insurance plan provider. Let us discuss in details. Financial companies such as reputed NBFC Bajaj Finserv and other insurance companies have their own health insurance policies that range from smaller amounts of bigger amounts. All these medical policies fall under the pocket insurance policy scheme. It gives clients the facility to get benefits with minimum investments. The procedure is quick and does not require lengthy documentation. You can get a higher amount of money with such hospital cash insurance to continue medical treatments even for critical patients. Just make sure you read the policy details clearly before yo...

Stay Protected on the Road- Understanding the Importance of acko car insurance

Having a car insurance policy is essential for every car owner. It not only provides financial protection in case of any damage or loss but also ensures a safer driving experience. Acko is one of the leading car insurance providers in India, offering a wide range of insurance plans to suit the needs of all car owners. In this article, we will be discussing the importance of Acko car insurance in India and how it helps to stay protected on the road. We will also look at the various benefits and features of Acko car insurance policies that make them an ideal choice for car owners. Understanding the Importance of Acko new car insurance in India As the number of vehicles on Indian roads increases, so does the number of accidents and other related incidents. Traffic jams, road rage, and bad driving habits are some of the major causes of accidents. It is important for drivers to stay safe on the road, and to do so, they must have a car insurance policy. Acko new car insurance is one...

All Insurance News and Plans

Search This Blog