Increase The Health Insurance Coverage By A Top-up Health Insurance Plan

A top-up health insurance plan also referred to sometimes as add-on cover might be required in case your existing health care policy does not provide sufficient coverage. By choosing the right top-up health care plans, you would be able to receive the benefits of an extensive health insurance plan without paying a high premium. The importance of using top-up health insurance plans is highlighted in the below points:

Economical

Top-up health care plans are less expensive as compared to regular health insurance plans. Therefore, you can add them as a top-up to your existing individual, family, or group health insurance plan.

Negates the need for policy transfer

If your current health insurance policy does not fulfill your requirements, you don't have to think of switching to a new policy as you can renew your current policy and enhance its coverage by opting for the necessary top-up health care plans.

Increases the coverage of a basic insurance policy

An inexpensive basic health insurance plan might not provide coverage for accidents, critical illnesses, maternity expenses, etc. However, by utilizing the top-up health cover plans such as personal accident cover, critical illness cover, maternity cover, etc. you can include these benefits in your regular health insurance plan.

However, you must avoid adding too many top-up health insurance plans as each plan will increase the premium of your policy by some amount. Therefore, avail of only those top-up plans that are utmost necessary as per your medical needs. For exploring different types of top-up health insurance plans available in the market, you can check the website of Bajaj Finserv. Here, you will find regular, comprehensive, and top-up health care plans and other health insurance plans that will enable you to get health insurance coverage as per your expectations and requirements.

Comments

Quick Guide For Zero Depreciation In Car Insurance

Some parts of your car face wear-and-tear faster than the others and these parts are often referred to as depreciated parts. Once you file for an insurance claim, the insurance company deducts a value equal to the depreciated value of all such parts and does not settle your claim in full. The parts that are made up of rubber, plastic, fiber, etc. fall in this category. If you want to avoid this deduction from the final claim amount, you can avail of a zero depreciation car insurance cover. It is also known as nil depreciation cover as it nullifies the deduction from the claim amount due to the deprecated components of your vehicle. The benefits of a zero depreciation car insurance policy are stated below: Comes at a reasonable price If you have already purchased a comprehensive car insurance policy, you can avail of a zero depreciation car insurance cover at a nominal price. It is because it is an add-on insurance policy that only enhances your claim amount to reduce the part of ...

Necessary Information On Hospital Cash Insurance Plan

Medical treatments these days are a matter of the huge amount of money. And if you need quality treatment facility from the super-specialty hospitals and clinics you need a medical insurance plan for you and your family. If you are planning for the medical insurance plan with hospital cash cover , then be sure to consult with the best insurance plan provider. Let us discuss in details. Financial companies such as reputed NBFC Bajaj Finserv and other insurance companies have their own health insurance policies that range from smaller amounts of bigger amounts. All these medical policies fall under the pocket insurance policy scheme. It gives clients the facility to get benefits with minimum investments. The procedure is quick and does not require lengthy documentation. You can get a higher amount of money with such hospital cash insurance to continue medical treatments even for critical patients. Just make sure you read the policy details clearly before yo...

Stay Protected on the Road- Understanding the Importance of acko car insurance

Having a car insurance policy is essential for every car owner. It not only provides financial protection in case of any damage or loss but also ensures a safer driving experience. Acko is one of the leading car insurance providers in India, offering a wide range of insurance plans to suit the needs of all car owners. In this article, we will be discussing the importance of Acko car insurance in India and how it helps to stay protected on the road. We will also look at the various benefits and features of Acko car insurance policies that make them an ideal choice for car owners. Understanding the Importance of Acko new car insurance in India As the number of vehicles on Indian roads increases, so does the number of accidents and other related incidents. Traffic jams, road rage, and bad driving habits are some of the major causes of accidents. It is important for drivers to stay safe on the road, and to do so, they must have a car insurance policy. Acko new car insurance is one...

All Insurance News and Plans

Search This Blog