How do I claim Third-party Bike Insurance?

Claiming the third-party 2 wheeler insurance for a bike is much more complex if you only have a third-party liability cover for your vehicle. This is because you will have to depend on the kind of compensation the other person's insurance policy offers. The process that you will need to adhere to while claiming a third party bike insurance is explained below:

Capture the details of the other vehicle

The person who has damaged your vehicle may flee away from the accident spot. Therefore, don't forget to write down the vehicle number and other details of that person as soon as the accident happens. Also, you can capture the pictures of your damaged vehicle on the spot of the accident to submit as proof later.

Gather witnesses

If someone has observed the accident and is convinced that you were not at fault, note down their details as well. This is because you can ask them to be your witness if such a need arises in the future.

You may also seek guidance from your insurance company as they know the process that one has to go through while claiming a third-party liability cover. After that, you must lodge an FIR at the nearest police station and submit the proof and details of witnesses and the other party who has damaged your bike.

Upon registering your case in the police station, acquire a copy of the FIR and file a case against the Motor Accident Tribunal Court with the assistance of a lawyer.

If you manage to prove that the other person was guilty, you will receive the necessary compensation from the insurance company of that person.

However, if you have subscribed to a comprehensive insurance policy for your bike then you have the option of claiming insurance for your damages which negates the need for going through time-consuming third-party insurance. For going through the best bike insurance and third-party two-wheeler insurance online, you can visit the website of Bajaj Finserv as it will be easy for you to analyze different plans based on their benefits, premium, and features.

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