Pregnancy can bring in various health complications, which can incur substantial expenses during the treatment. As a source of additional financial support, you can avail maternity insurance plans that offer you lucrative features and benefits, such as:
1. Coverage
You get coverage for –
Hospitalisation – Both pre (30 days) and post (60 days) hospitalisation expenses are covered under this insurance plan. You also get to claim financial assistance for expenses like nurses, bed charge, etc.
Ambulance – All the ambulance or transportation charges required at the time of an emergency is covered under maternity health insurance plans.
Medicines – All the post hospitalisation care including medicines, diagnostic tests, etc. are covered under this insurance plan.
Ambulance – All the ambulance or transportation charges required at the time of an emergency is covered under maternity health insurance plans.
Medicines – All the post hospitalisation care including medicines, diagnostic tests, etc. are covered under this insurance plan.
2. Newborn care
Newborn are also covered under this plan. Parents can claim coverage agasint the cost of treatment of their newborn in case they are born with a critical disease.
In addition, these maternity insurance plans also provide you with several benefits. Some of these benefits are discussed below.
Tax benefits – As such insurance plans are a part of health insurance policies, you get to claim tax benefits under Section 80D of the Income Tax Act for up to Rs. 60,000.
Claim free bonus – You can get a cumulative bonus of 10% for every claim-free year.
Cashless facility – Insured can get cashless settlement where the total amount will be directly transferred to your hospital without having to pay any amount from your savings.
Faster claims settlements – Individuals can enjoy faster claim settlement for all non-network hospitals through a single point of contact.
In addition, these maternity insurance plans also provide you with several benefits. Some of these benefits are discussed below.
Tax benefits – As such insurance plans are a part of health insurance policies, you get to claim tax benefits under Section 80D of the Income Tax Act for up to Rs. 60,000.
Claim free bonus – You can get a cumulative bonus of 10% for every claim-free year.
Cashless facility – Insured can get cashless settlement where the total amount will be directly transferred to your hospital without having to pay any amount from your savings.
Faster claims settlements – Individuals can enjoy faster claim settlement for all non-network hospitals through a single point of contact.
Read Also: What are the Features and Benefits of Maternity Insurance?
Besides, you can apply for such insurance plans conveniently on the official website of your NBFC. You will only have to share minimal details like name, phone number, along with some specific documents supporting the provided information while applying for such plans. After the application gets approved you are required to pay your premiums using any of the online payment methods such as UPI, mobile wallets, net banking, etc.
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