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A travel insurance plan helps you tackle expenses incurred due to any unforeseen event during your trip. Given below are some of the benefits offered by such plans. 1. Insurance policies suitable for various requirements Under a travel insurance plan , you can avail several types of insurance policies to financially protect you. These include – Overseas travel insurance Student travel insurance Family travel insurance Domestic travel insurance Medical travel insurance Senior citizen’s travel insurance Group travel insurance Other than the ones mentioned above above, you also get to avail personal trip cover, trek cover, insurance policy for pilgrimage, road trip, adventure sport, trekking, etc. under the umbrella of travel insurance policies. 2. Comprehensive coverage You can claim financial coverage for various instances, such as: Travel and stays For any financial loss due to delay or cancellation of flight, lodging, change of route, issues with guest ...

The expenses associated with childbirth and maternity can be hefty. To manage such expenses required during your pregnancy you can avail insurance policies like maternity insurance plans. Before you purchase a policy, it is essential that you keep some factors such as sum assured, premiums, etc. in mind. Given below are some tips that you should consider before applying for an insurance plan. 1. Check the coverage Such policies cover you financially to bear several expenses such as- Hospitalisation Emergency ambulance facilities Pre-hospitalisation (30 days before hospitalisation) Post-hospitalisation (60 days after hospitalisation) Besides, you can also claim financial assistance for the expenses required towards diagnostic test, medicine costs, consultation fees, etc. 2. Know the application process You can apply for maternity health insurance plans conveniently on the official website of your preferred NBFC. To apply, fill an application form with the requ...

Loss of wallet as well as credit cards might cause huge financial loss to an individual. ATM frauds using stolen credit cards have increased in recent times. According to the reports of the National Payments Corporation of India (NPCI), about 90 ATMs and more than 641 customers were victim to credit or debit card related frauds in 2018. The total amount lost in such fraudulent transactions was estimated to be around Rs. 1.3 Crore. Various insurance providers in India offer card protection plan to help individuals deal with lost or stolen credit and debit cards more effectively. Coverage for credit card loss is also included in wallet cover plans offered by some financial companies. A wallet insurance policy also provides free replacement for PAN card. Tips to keep in mind while buying a wallet cover and credit card protection plan You must look for the following features and benefits in your credit card insurance plan and wallet cover - Easy card blocking facility -  Y...

Pregnancy can bring in various health complications, which can incur substantial expenses during the treatment. As a source of additional financial support, you can avail maternity insurance plans that offer you lucrative features and benefits, such as: 1. Coverage You get coverage for – Hospitalisation – Both pre (30 days) and post (60 days) hospitalisation expenses are covered under this insurance plan. You also get to claim financial assistance for expenses like nurses, bed charge, etc. Ambulance – All the ambulance or transportation charges required at the time of an emergency is covered under maternity health insurance plans. Medicines – All the post hospitalisation care including medicines, diagnostic tests, etc. are covered under this insurance plan. 2. Newborn care Newborn are also covered under this plan. Parents can claim coverage agasint the cost of treatment of their newborn in case they are born with a critical disease. In addition, these maternity...

There are certain insurance-providers who offer a comprehensive travel insurance policy which covers risks like baggage loss. Losing your luggage or any other belonging could leave you stranded in an unfamiliar place while you are travelling. Thus, before leaving for a trip one must ensure that the travel insurance plan covers loss of belongings. The coverage, terms and conditions of a travel cover vary from one insurer to another. While one company may provide compensation for the loss of an expensive item, another company might not. You can, however, find other ways to protect any expensive items when you go on a trip. Ways to have your expensive belongings covered The ways to have the costly items like mobile phone, camera, jewellery, etc. in your luggage covered are- Buy a separate insurance policy for the items -  You can register the expensive things you want to carry in your luggage if you have availed a travel insurance policy. You must also insure the exp...

You can enjoy a stress-free vacation with your friends and family when you have to bother the least about unforeseen circumstances. You might come across health or financial emergencies while on a holiday trip. Although you cannot avoid such inevitable situations, the best you can do is stay prepared to tackle these situations well. Investing in a comprehensive travel insurance policy from a reputed company is the best way to plan a vacation better. A comprehensive travel cover includes financial coverage against every potential mishap that could happen to you during a trip. To ensure that you receive the appropriate coverage according to the nature and destination of your vacation, you must choose the right kind of travel cover. Different types of travel insurance in India Some of the different types of travel cover plans offered by insurers’ are- 1. Domestic travel cover This insurance plan covers the financial loss caused by mishaps while you are traveling to a place within...