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Things to Know About Maternity Insurance


The journey to parenthood is long-cherished by those who are experiencing it for the first time. The prime responsibility for expecting parents is to take care of both the mother and the baby. As a result, there are several costs incurred during this time. Therefore, maternity insurance can save you from the financial burden and give you the opportunity and freedom to enjoy the journey.

Activities like painless delivery vaccination, umbilical protection and many more have made the process of giving birth to a baby quite an expensive affair in India. Hence, insurance to cover all those expenses could be a saviour in such times.

Features and benefits of maternity insurance

Expenses related to maternity involve the hospitalization charges, nursing, consulting fee and a lot more. The inclusions are mentioned hereunder:
  • Hospitalization

It covers expenses concerning hospital room rentals, nursing fee, doctors’ fees, medical tests, and other charges related to hospitalization.
  • Pre and post natal expenditure

USG, medicines, fees for consulting the concerned doctor, post hospitalization checkups before and after the delivery are covered under maternity insurance schemes like the Pregnancy Complications Cover offered by Bajaj Finserv.
  • Ambulance cost

Maternity insurance also covers the transportation charges for instance, cost incurred in availing an ambulance or a ferry, as the case might be.
  • New born

Starting from the birth of the new born till he/she is three months old, this insurance takes care of the health needs of your baby.
  • Cashless

Many a time, it becomes difficult to settle the bills in liquid cash. So, with this maternity insurance, you can pay your bills online.

Hence, expectant couples can purchase this insurance policy to ease the overall maternity phase. This relieves them of the need to worry about unprecedented expenses as well. Therefore, it is an attractive insurance plan that takes care of your health and thereby minimizing complications during pregnancy.

Additional Read: What are the Features and Benefits of Maternity Insurance?
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