Losing your baggage while on a trip is supposedly the worst nightmare anyone could experience. This is one of the typical hassles that you could come across while flying and the situation could be worse if you were carrying your essential documents and belongings in it.
Consequently, having a baggage insurance policy in this scenario can be helpful to safeguard you. The insurance provider can at least assist you financially for your lost items. They will reimburse the value that you have lost.
However, you need to purchase the policy beforehand and thereafter claim reimbursements with the necessary documents to enjoy the above-mentioned benefit.
How to claim the lost value?
Before you make a claim, make sure that your baggage is lost by calling the respective airline. Get a confirmation that your baggage is lost with a PIR or Property Irregularity Report. The PIR number is required while making the baggage insurance policy claim.
Besides, you also need to furbish some other essential documents to ease the insurance disbursal. They are:
Consequently, having a baggage insurance policy in this scenario can be helpful to safeguard you. The insurance provider can at least assist you financially for your lost items. They will reimburse the value that you have lost.
However, you need to purchase the policy beforehand and thereafter claim reimbursements with the necessary documents to enjoy the above-mentioned benefit.
How to claim the lost value?
Before you make a claim, make sure that your baggage is lost by calling the respective airline. Get a confirmation that your baggage is lost with a PIR or Property Irregularity Report. The PIR number is required while making the baggage insurance policy claim.
Besides, you also need to furbish some other essential documents to ease the insurance disbursal. They are:
- A copy of your passport and visa in case you are travelling abroad.
- The letter claiming that your baggage is lost issued by the airline.
- A documented proof of airline compensation.
- Claim form.
The compensation offered by various insurance providers is different. Therefore it calls for a pre-check of the terms and conditions along with features of multiple insurance providers before purchasing one. You can check out the Pocket Insurance & Subscriptions offered by Bajaj Finserv in this context. Their Baggage Insurance policy provides coverage of up to Rs. 50,000 against a nominal premium of Rs. 599 only.
With such policies in place, you can pay your premium through multiple channels like credit cards or debit cards, NEFT, mobile wallets, etc.
Before you purchase a policy, make sure you check the eligibility and the method of application. Protect yourself financially against loss of baggage and travel conveniently without any worry.
Additional Read: A Complete Guideline about Baggage Insurance Cover Policy
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