Maternity Insurance: List of Things You Should Check

Creating a new life and bringing them safely in this living world is a big responsibility which only women can be entrusted with. So, the least men should do is make sure the process is convenient and comfortable - one without any pregnancy complications or a cash crunch. That said, if you fear you might come across a cash crunch during the delivery, you should take a maternity insurance in advance.

Maternity health insurance covers all pregnancy related expenses be it a normal delivery or caesarean along with all pre-natal and postnatal expenses, post-delivery care, and vaccinations expenses. Though maternity benefits are also offered as an add-on with most health insurance schemes, the coverage offered are not sufficient. Thus, taking a pregnancy complications insurance helps you prevent the more-than-usual expenses incurred during pregnancy.

Having said that, don’t make a decision in haste to fulfill the responsibility; take some time and choose a suitable maternity insurance. If you need help, below are some things you should check before buying an insurance.

1. Delivery-related insurance coverage:

Look for the amount you can claim as delivery expenses on your health insurance with maternity coverage

2. Protection extended to the newborn:

Scan through your insurer’s fine print to make sure the plan you choose is offering generous benefits to your child.

3. Pre- and post-birth medical cover:

Check if your insurance plans offers Pre- and post-birth medical cover. It will aid in meeting unpredictable expenses.

4. No-claim bonuses and added services:

Obtain a no-claim bonus from your insurer for every claim-free year and scan for added services.

Read Also: Looking for Maternity Insurance? Here is a List of Things You Should Check

Bottom line: Backed by this special cover, you can assure yourself of a stress-free pregnancy and a financially-stable future for yourself and your child.

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