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Showing posts from April, 2019

What Should You Know About Hospitalization For Senior Citizens?

Medical health insurance for senior citizens is a must because with time and age, health complications are bound to increase and the expenses have to be constantly met. Every visit to the hospital would add up to those expenses and medical insurance for senior citizens will keep them covered. One has to keep in mind that hospital visits are bound to increase with age, and for those who have health issues like diabetes, cholesterol, or high blood pressure, these visits are going to be a lot more frequent.  The number of other ailments and diseases would also go up. Add to that the fact, that at times, one often has to take a second or even a third opinion when a particularly alarming health issue comes up. Tests and medications are also bound to go up and the expenses along with them. By getting a health insurance that covers all these factors, one would not have to pay a single penny from one’s own pocket, with the insurance company taking care of everything. The premium

Necessary Information On Hospital Cash Insurance Plan

Medical treatments these days are a matter of the huge amount of money. And if you need quality treatment facility from the super-specialty hospitals and clinics you need a medical insurance plan for you and your family. If you are planning for the medical insurance plan with hospital cash cover , then be sure to consult with the best insurance plan provider.  Let us discuss in details. Financial companies such as reputed NBFC Bajaj Finserv and other insurance companies have their own health insurance policies that range from smaller amounts of bigger amounts. All these medical policies fall under the pocket insurance policy scheme. It gives clients the facility to get benefits with minimum investments. The procedure is quick and does not require lengthy documentation. You can get a higher amount of money with such hospital cash insurance to continue medical treatments even for critical patients. Just make sure you read the policy details clearly before you in

Maternity Insurance: List of Things You Should Check

Creating a new life and bringing them safely in this living world is a big responsibility which only women can be entrusted with. So, the least men should do is make sure the process is convenient and comfortable - one without any pregnancy complications or a cash crunch. That said, if you fear you might come across a cash crunch during the delivery, you should take a maternity insurance in advance .  Maternity health insurance covers all pregnancy related expenses be it a normal delivery or caesarean along with all pre-natal and postnatal expenses, post-delivery care, and vaccinations expenses. Though maternity benefits are also offered as an add-on with most health insurance schemes, the coverage offered are not sufficient. Thus, taking a pregnancy complications insurance helps you prevent the more-than-usual expenses incurred during pregnancy. Having said that, don’t make a decision in haste to fulfill the responsibility; take some time and choose a suitable maternit

What is Credit and Debit Card Protection Plan and how do They Help

Credit and Debit cards are two of the biggest revolutions in the field of digital payment. While they make it possible to purchase almost anything with the swipe of a card they also involve the risk of frauds and theft like no other mode of payment. However, the concept of Credit and Debit Card Protection Plan makes it possible to get protection from such problems easily and instantly. What is Credit and Debit Card Protection Plan Credit and Debit Card Protection Plan is a concept under which you can get your debit and credit cards insured in case of any loss, damage or fraud. It helps you block all your cards with one single call so that you need not press the panic button in case your card gets lost or stolen. Benefits of Credit and Debit Card Protection Plan Block all your cards with one single call. 24 hours loss reporting service with worldwide coverage- so that you can report the loss /theft anytime and from anywhere. In case you need some emergency cash you can

Why you Should Choose a Personal Accident Insurance Policy?

Personal accident insurance policy has a number of advantages. Accidents are like unforeseen calamities and when they happen, not only does it cause distress and trauma, but it also adds to the financial burden of the family. Accidents can result in death, or in partial or complete disability. In case one has insurance, all these contingencies are covered. The insurance company pays for the disability, or in case of death, the amount is paid to the family members. The cover takes care of the expenditure that arises with the treatment. Accident insurance is different from a health insurance. In fact, personal accident insurance cover premium are also extremely low compared to most health insurance plans. It is however, advisable to get a cover at least ten times the amount of one’s salary because in case an accident occurs, this is going to act as your source of income while one is in bed. One can get a cover of up to Rs 30 lakhs online and even higher when it is bought thro

Know About the Benefits of a Kidney Stone Insurance Policy

Kidney stones have become a common health issue in India. While the occurrences of kidney stones are getting more common, it is high time that you should consider getting a kidney stone insurance policy for yourself. With the rising number of kidney stone cases in India, it is high time that individuals should consider getting a reliable kidney stone insurance policy in India. Bajaj Finserv offers a reliable Kidney Stone Insurance Policy –extending the overall financial aid for hospitalization and diagnostic tests of around 50,000 INR.  Here are some of the potential benefits of getting a reliable Kidney Stone insurance policy in India: Coverage for Diagnostic Tests and Hospitalization Charges:  The kidney stone insurance policy can help you cover the diagnostic costs and hospitalization charges upon detecting a kidney stone. Coverage for Room Rent and Doctor’s Fees:  The coverage for kidney stone insurance policy can help you in getting as much as 1000 INR per

A Detailed to Card Protection Plan

In the past few years, plastic money has entered the market and is more convenient than the real currency. Cards are now used to pay bills, use them as money at stores, used as identity proof, discounts and for other reasons. However, such cards also come up with different risks. There are several situations that are reported where cards are lost and various fraudulent activities are performed. This is the reason that it is best to look for the Payment Protection Plan that provides perfect protection against fraud and theft.  If you are looking for the Card Protection Plan , it is best to apply for the Wallet Care brought from the Bajaj Finserv. Once you have an effective Payment Protection Plan you stay away from the stress of protecting your card. With this plan, you can easily block the card when lost with a single call. This helps to block them no matter where you are within 24 hours. In case you have lost a PAN card, it is easy to replace with this protection plan.  W

Self-Care Dengue Prevention Methods to Implement

The Tribune shared in an article that at least six dengue cases have been reported so far this year, 4 of these cases were reported in March even though Dengue - the vector-borne disease is usually reported between July and November. Talking about the figures of 2018, 2,798 dengue cases and four deaths were recorded in Delhi. The same disease claimed 934 lives out of 5,07,454 reported between 2015 and 2018 across India. The numbers are likely to increase in 2019 if proper preventive measures suggested aren't implemented. This isn’t all, the government is doing its bit but the citizens have to take equal part in prevention of dengue. They can implement the below shared self-care dengue prevention tips in their daily lives to avoid falling victim to the disease. 1. Prioritise hygiene:  Keeping yourself and your surroundings clean. Mosquitoes are less likely to hover around you if you live in a clean place. 2. Keep mosquitoes at bay:   While maintaining a clean h

All You Should Know About the Senior Citizen Health Insurance

With the growing age, an individual utmost requires safety, security and comfort. All this is best achieved by choosing the right senior citizen health insurance policy . It is necessary to compare the needed medical services with the available health insurance scheme. With this, opting for suitable group health insurance plans is necessary to retire and live a healthy life at an older age. There are health schemes that provide the best coverage for the lifetime. This scheme is best suited for the people whose age is between 65 to 80 years.  The group health insurance plans provide coverage to the pre-existing illness, cashless facilities and claim settlement at almost every popular hospital of India. The right plan helps in quick disbursement of the claim and covers a wide range of hospitalization and medical costs. In order to provide complete coverage from the upcoming medical expenditures, it is best to pick the best health plan from Bajaj Finserv. Health schemes from th