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Quick Tips To Get The Best Health Cover For Your Family

With changing lifestyles we are prone to a host of dangerous diseases whose cure the medical fraternity is still not able to find. Hence, it becomes all the more important to ensure the safety of your loved ones by investing in a good health insurance plan.
Here are quick tips to help you choose the best health plan for your family -

  • Research Online 
Compare and analyze various health insurance plans online. As the marketplace is full of insurance providers offering lucrative deals. You must take time to research about them to pick the plans most suitable to your family’s needs.

  • Waiting period 
This is the period after which you can claim the cover for your illnesses. Usually, a waiting period is of 30 days. However, it may vary for pre-existing conditions and terms of the insurance provider.
  • No claim bonus
Under this the insurance provider increases the sum insured for every no-claim year by a certain percentage by maintaining the same premium payments. It is thus, imperative to understand the provisions of this claim and its evaluation to make the most of your policy.

  • Medical institutions covered
As most medical institutions have tie-ups with hospitals where policyholders can avail cashless treatment. It is good to be aware of these names so you can locate them and receive timely healthcare.

  • Co-pay Clause
This entails the payment of a certain amount of the bills from the policyholder’s pocket. For instance, if your co-pay clause is 10% and your bill amount is Rs. 50,000 you must pay Rs. 10,000 from your pocket.

More info Visit- What is family Health Insurance?

Related Read: Elements That Should Not Ignore While buying Family Health Insurance Plan
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