Vital Reasons Your Car Insurance Claim May Get Rejected

The purpose of a car insurance is to protect you against damages both physical and financial in nature in case of a mishap. However, there may be incidences when the claim might get rejected due to mistakes at your end.

Here are some of the reasons why your car insurance policy might get rejected.

● Not having a proper driving license. In cases, where the license has expired, it belongs to another set of vehicles, it is fake, etc. may not get your insurance processed.

● In case of an accident when you are found to be under the influence of drugs/ alcohol. Driving under the influence of drugs/ alcohol or drunk driving is prohibited by the law and may lead to your car insurance claim being rejected.

● If you use a private vehicle for commercial purposes. For instance, if the vehicle is used as a passenger vehicle or as a public goods carrier instead of personal use. In such scenarios your claim might not be entertained.

● If your car insurance is under someone else’s name. In the case when you purchase a second-hand car and the insurance might be in the owner’s name from whom you bought the car.

● If you fail to inform the insurance provider about the accident/ mishap within a set timeframe which is between 48-72 hours you may get your car claim rejected.

● When you do not inform your insurance provider about installation of CNG/ LPG kit. As this requires additional premium to be paid it may lead to rejection of your claim.

Read More: Why Are Car Insurance Claims Rejected?

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