3 Must Know Add-Ons You Must Opt For in Your Bike Insurance

Planning to take a bike insurance? Before you take any major decision, read about the three bike insurance add-ons you must opt for while taking it.

1. You can take add-on covers

Most of the insurance policy schemes don’t cover the essential bike parts like the engine, tires, gearbox etc. and claim process progresses as per the depreciating value. However, you can opt for extra add-on within your existing bike insurance referred to as “riders” and get the essential components insured. ‘Riders’ add-on will entitle you with a zero devaluation cover that would shield your bike against the downgrading of plastic, fiber, nylon and other rubber parts of your bike.

2. Let your insurer pay the towing charges

Flat tire, broken chain, spontaneous issues with the gearbox, and uncalculated fuel problem are very common in a bikers life. Yet, these problems are no less than a nightmare if the same occurs in a deserted area from where the required facilities like a refueling pump, a bike repair shop etc. are inaccessible. In such situation, when you get your vehicle towed, you spend a good amount of money that can shake your monthly budget; which could be saved by letting your insurer pay for it. Yes! A vehicle insurer is liable to pay the towing charges if you are aware of the fact and file a claim.

3. Personal accidental cover for the extra seat rider

Lastly, whenever a road accident takes place, the rider isn’t the only one to suffer damages and monetary loss. A pillion rider, the one sitting on the extra seat of the bike suffer from the same degree of injuries and monetary loss, sometimes even more if they lack a medical insurance. Thus, to save them from the unjustified expense, the leading insurers like Bajaj Allianz provide personal accident cover within their insurance policy.

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