Planning finances for long-term goals requires choosing the best saving plan in India that offers safety, growth, and inflation-beating returns. With recent RBI monetary policy shifts and rising inflation, it is crucial to understand which savings options align with your financial horizon. The right plan not only secures your capital but also ensures meaningful wealth accumulation over time. About the current RBI and inflation scenario The Reserve Bank of India has maintained an accommodative stance but increased the repo rate gradually to curb inflation, which presently hovers around 6-7%. While inflation remains elevated compared to previous years, it directly impacts the real returns from your investments. Therefore, picking a saving plan that guarantees returns above the inflation rate is vital to preserve your purchasing power over decades. National Pension Scheme (NPS) The National Pension Scheme stands out as one of the best saving plans in India for long-term retirement goals...