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Showing posts from February, 2026

Best saving plan in India for long-term goals: options backed by recent RBI and inflation trends

Planning finances for long-term goals requires choosing the best saving plan in India that offers safety, growth, and inflation-beating returns. With recent RBI monetary policy shifts and rising inflation, it is crucial to understand which savings options align with your financial horizon. The right plan not only secures your capital but also ensures meaningful wealth accumulation over time. About the current RBI and inflation scenario The Reserve Bank of India has maintained an accommodative stance but increased the repo rate gradually to curb inflation, which presently hovers around 6-7%. While inflation remains elevated compared to previous years, it directly impacts the real returns from your investments. Therefore, picking a saving plan that guarantees returns above the inflation rate is vital to preserve your purchasing power over decades. National Pension Scheme (NPS) The National Pension Scheme stands out as one of the best saving plans in India for long-term retirement goals...

Best saving plan in India as inflation stays above comfort levels

Inflation in India has remained persistently above comfort levels in recent times, impacting the purchasing power of individuals. In such an economic environment, choosing the best saving plan in India becomes crucial for safeguarding and growing one’s hard-earned money. With rising prices, traditional saving methods like fixed deposits or savings accounts may not offer sufficient returns to beat inflation. Therefore, it is essential to explore financial instruments that provide better inflation-adjusted growth. Features to look for in the best saving plan in India When selecting the best saving plan in India during high inflation periods, focus on: - Returns above inflation: The primary objective is ensuring your capital grows faster than inflation. - Tax efficiency: Savings that provide tax benefits under sections like 80C or 10(10D) help maximise net gains. - Liquidity: Easy access to funds without heavy penalties can be beneficial in uncertain times. - Safety: The plan should offe...

Quick methods to verify Bajaj life insurance policy status by policy number online

Checking your insurance policy status regularly is essential to stay updated on your premium payments, maturity dates, and other important details. For many policyholders.  knowing how to verify Bajaj life insurance policy status by policy number online provides convenience and quick access to vital information. Use the official life insurance portal One of the easiest ways to check your policy status is through the official life insurance website. Most insurers provide a dedicated online portal for customers to login and view their policy details instantly.  - Visit the official website   - Navigate to the policyholder login section   - Enter your registered mobile number, email ID or policy number and password   - Access your dashboard to view premium status, claim history and policy maturity details   This method ensures secure access and updated information directly from the insurer’s database. Use the policy status enquiry feature ...