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Showing posts from May, 2022

Does an electric two-wheeler insurance costs higher

Aside from being expensive, electric two-wheelers pose a significant danger because of their inherent limits. However, it's possible that finding an insurance company that covers electric two-wheelers may be tough. But it doesn't mean you can ride about without insurance on your e-bike. Several insurance choices may be analyzed and selected to best suit your needs for your electric bike. Electric vehicle Two-Wheeler Insurance Due to their comparable speed and performance to motor vehicles, electric two-wheelers in India pose less danger than their gasoline-powered counterparts. If you own an e-bike, you must have the vehicle insured against a wide range of potential damages and losses. Why is e-bike insurance for two-wheelers necessary? In India, most individuals don't give two-wheeler insurance a second thought since they seldom use it. They have no way of knowing when or how a disaster would hit them. These kinds of mishaps may lead to people becoming hurt or their vehicl...

Important Tips for Keeping Your Health Insurance Premium Lower

How doesn’t like to have a lower health insurance premium? Here are some important tips for keeping your health insurance premium lower. Read to know more! Buy it young Buying the policy as early as you could, helps you get it at a lower premium. When you opt to purchase your health insurance at a young age, considering your health history, the premium range would be much less. There is also a question concerning which health insurance is best? You can buy the Bajaj Allianz health insurance for more lucrative benefits.  Floater plans If you opt to get health insurance for your family members individually, you would definitely run out of your savings. Going for a family floater plan shall be ideal for you. The best health insurance policy will support you flexibly to add on any of your family members in due course of time. Despite knowing all, sometimes, you may not be able to figure out  which health insurance is best ? So, choose prudently.  No-Claim Bonus If you ar...

Avoid small claims to save more at the time of bike insurance renewal

If your motorcycle is destroyed, insurance might help cover the repair expenses. Motor insurance is supposed to help you with your financial obligations, but experts advise against claiming insurance for tiny amounts. This article will help you understand the rationale behind that recommendation. Need of the bike insurance A comprehensive Bajaj bike insurance policy gives several advantages to the insured. Accident, natural catastrophe, or manufactured tragedy restoration costs are included in this insurance. The insurance also covers theft of the insured two-wheeler. The insurance enables you to pick suitable add-ons according to your requirements to save money on unnecessary charges. Insurance may benefit from all sorts of losses, regardless of their severity, because of these favourable attributes. Theoretically, there's more to the story than meets the eye. Importance of No Claim Bonus Insurance discounts for bikers may be obtained via several different means. In addition to t...

Best Health Insurance to Buy in India in the Year 2022

It is a difficult task to choose the best health insurance from among the various insurance policies in the market. However, Manipal Cigna health insurance is one of the best-sellers in the market and can be the ideal choice for you. Here is why it is the best health insurance.  An affordable cost of plans With the cost of health insurance touching the sky nowadays, it is difficult to decide upon the best and the most affordable plan. However, Manipal Cigna health insurance provides you with the best and the most affordable plans to choose from.  A premium within your reach Most health insurance companies have a high-cost premium for health insurance plans. However, Manipal Cigna offers an affordable premium that starts at Rs. 276 per month.  Coverage of all the required medical necessities The insurance holders get all their medical requirements covered by the plans of Manipal Cigna health insurance . Whether it is a prolonged health disorder or abrupt damage to health, ...

What Is Grace Period In Your Bike Insurance Policy

Every policy for bike insurance has a time limit. When the policy expires, bike insurance providers usually issue renewal notices. Despite these reminders, policyholders do not renew their policies on time. As a consequence, the insurance is no longer valid. Here's when things get a little tricky.  Understanding the Grace Period in Bike Insurance People who fail to renew their insurance policy before it expires are granted the benefit of a grace period till the policy is renewed. A grace period gives you another chance to renew your coverage. You must renew your motorbike insurance coverage on time since it is illegal to ride a bike without it. People, however, mix it up with insurance coverage. This grace period is just for renewing your expired insurance to maintain your accrued bonus; it does not guarantee that your policy coverage will remain unchanged.  It is also supplied to the policyholder, eliminating the need for another examination. The policyholder is offered a 30-...

How to Raise a Claim against Your Health Insurance Policy?

Claim settlement is not a simple process as you would imagine. However, when you do it in the right manner, it could be effortless. If you purchase Aditya Birla or Bajaj Allianz health insurance, there isn’t much for you to worry about. You can reach out to the Aditya Birla health insurance customer care number for further details.  When it comes to raising a claim against your health insurance policy, there are two types, cashless claims or reimbursements. In the former, you can avail of the cashless treatment at any partnered hospital of your policy provider. In the latter, you will have to submit the bills to get the money reimbursed from your insurance provider. If you are an Aditya Birla insurance holder, you can call the Aditya Birla health insurance customer care number for more details.  Here are some essential steps You will have to gather the bills and receipts of your treatment and set them in chronological order before submitting them to your insurance provid...