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Having a health insurance policy has a myriad of benefits. Being a pure protection cover to cater to medical expenses, it has become essential to get health insurance for senior citizens. There are also many benefits in choosing to get health insurance in your 60s. The sooner you do it, the better privileges and advantages you get, but it is much-needed with changing times. You do not have to worry about inflating treatment costs and medical bills by getting a health insurance policy. Realising the need of the hour, various life insurance providers have come up with multiple policies that will significantly aid senior citizens. Usually, when opting for health insurance for senior citizens , you will get a higher premium to pay considering your age factor and the requirement of frequent medical services. Getting a health insurance policy at any time in life will aid you financially as you would not need to stress about pre-hospitalisation and post-hospitalisation costs. But when you cho...

Most automobile owners in India get auto insurance since the law requires it. People seldom compare auto insurance coverage and instead choose the cheapest option. If you own a car, you should be familiar with the many auto insurance features and evaluate the various packages available before making a choice. The following pointers will assist you in choosing the best car insurance policy and help make the best decision possible. Coverage requirements The coverages determine the value of an automobile insurance policy to the policyholder. Before acquiring a vehicle insurance policy, you should constantly verify and evaluate the range given by various procedures. Keep in mind that the coverages might vary significantly based on the plan and the provider. While a third-party car insurance policy covers just third-party liabilities - such as property damage, bodily injury, and death - caused by an insured's automobile to a third party, a comprehensive car insurance policy also covers...

Do you own a bike?  Are you worried about spending on regular repairs?  Read on to know more about how you can purchase the best zero depreciation bike insurance cover for yourself.  Zero depreciation bike insurance A zero depreciation bike insurance is an add-on on a motor insurance policy cover that can be claimed at the time of an accident of your bike. Since it nullifies depreciation, it is termed as a zero depreciation bike insurance that acts as a bumper-to-bumper cover for bike costs.  Tips for purchasing zero depreciation motor insurance for your bike? Here are a few tips to consider before purchasing zero depreciation motor insurance for your bike smartly:  1.  Higher premiums Zero-depreciation motor insurance ensures that your claim does not get depreciated while claiming the insurance, but, at the same time, it involves higher premiums. 2.  Determine bike expenses Your bike expenses decide what can be the best policy for coverage. If you pu...

Samsung smartphones are known for their robust build and extended durability. However, accidental damages, theft or misplacement are unforeseen, and individuals must opt for Samsung mobile insurance or mobile theft insurance policy for extensive coverage against such scenarios.  Here are some of the following ways which individuals can consider using Samsung mobile insurance plan smartly: Coverage against accidental damages to the mobile display Individuals can use mobile screen insurance to cover the repair or replacement cost for damages caused to a Samsung mobile screen. Several financial institutions also offer a comprehensive plan, such as CPP Mobile Protect plan that financially covers the Samsung handset as well.        2.  Coverage against accidental spillage of liquid substance  Insurance plans such as the CPP Mobile Protect policy provide financial coverage against unintentional liquid spillage on the handset (including mobile display). ...

YES. However, when your health insurance plans prolong without renewal after the grace period, it lapses and ceases to exist. Although, you will get a chance from your policyholder for renewing your health insurance after the grace period by paying a certain amount as a penalty along with the accumulated sum of the premiums that you have failed to deliver within the stipulated duration. So, it is possible to renew your health insurance plans after the grace period.  The grace period is one of the significant added benefits of your health insurance plan. Even during the grace period, you will have full coverage of your medical insurance policy and can claim it in any unfortunate happenings. Depending on your health insurance plans and policy providers, the grace period duration differs. On average, one gets a grace period from 24 hours up to 30 days. If you fail to renew your health insurance policy within this duration, it attracts added penalties with the pending premium to be pa...

Like many, you may love your bike and look for the right motor insurance, but getting third-wheeler motor insurance has been made into a mandate by the government of India. It is wise to purchase a bike insurance policy after comparing features of different types of two-wheeler insurance policies as it is necessary for your safety.  You have mainly two options for Two Wheeler Insurance : a third-party and a comprehensive insurance plan.  Features of third-party bike insurance plan Law mandates buying third-party insurance for every vehicle owner in India. This policy offers limited coverage and is available at a minimal cost. It is a liability cover against damage/loss towards the third party caused by your bike riding. It can be damage to the victim's vehicle or property, bodily injuries, or demise.  The premium is based on the IRDA (Insurance Regulatory and Development Authority) guidelines. Features of comprehensive bike insurance plan   A comprehensive bike insur...

With the rising medical costs and unexpected situations happening, it is very important to have the right health insurance policy for yourself as well as your family. There are multiple health insurance policies available in the market, but you need to pick the best for you after doing adequate research. Some people may find family floater health insurance quite confusing. To aid you, this article presents everything about family health insurance and the way it works. So, keep reading! What is Family health insurance? Family health insurance is an all-inclusive financial aid tool that helps in safeguarding the financial aspect and unwanted spending on medical expenditure for the whole family. By ensuring a certain amount as regular premiums, the policyholder and their family can get complete immunity from the recurring treatment and medical costs. This is called the family floater health insurance . The advantage of this plan is that one can add new members to the family health insura...