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Losing your baggage while on a trip can leave you stranded at an unknown place. You might end up losing valuable items and important documents due to baggage loss. It can cause several issues as well as unnecessary expenses for the duration of travel. You can cope up with such unforeseen situations with a baggage insurance policy . Such insurance policies compensate for any loss occurring due to misplacement or theft of your luggage. Ways to deal with financial expenses caused due to baggage loss A baggage insurance plan can help you tackle the financial difficulties faced during such situations. These policies offer several features that allow an insurer to overcome such situations. A high coverage sum - Look for insurance covers which offer maximum compensation against minimum premium. You can avail reimbursement of up to Rs. 50,000 as the coverage sum. Comprehensive coverage - Baggage insurance plan must cover loss or damage of luggage due to strikes, riots, fire, theft...

Pregnancy is the most beautiful phase in a woman’s life. During this phase of nine months, she should take the utmost care and be aware of complications which may arise. Pregnancy complications are specific health problems emerging during this phase that can affect the well-being of both the mother and the child. Types of pregnancy complications Listed below are the health complications that appear during pregnancy – 1. Depression There are times when pregnant ladies go through extreme mood swings which often lead to depression and the likes. Note that such ailments can affect the habits of the individual and may cause unwarranted health hazards. 2. Anaemia Often pregnant ladies suffer from anaemia which results in a lower count of red blood cells in the body that can create adverse situations for them. 3. Ectopic pregnancy Ectopic pregnancy is a situation in which the embryo develops in the fallopian tube instead of the uterus that causes vaginal...

Purchasing bike insurance online and selecting the right insurance plan requires a sense of responsibility for the owner as it protects against damages of property and lives of others. Abiding by the guidelines of the Motor Vehicles Act, 1988, a third party insurance plan is mandatory as it ensures safety on the roads. Additionally, it safeguards the policy-holder from bearing extra costs arising from damages to third-party. Features and benefits of bike insurance policies The essential characteristics and advantages that bike insurances cover are listed below: 1. Wide range of coverage to choose from Bike insurance policies have a wide array of options for coverage. One can quickly select between a liability-only insurance plan and comprehensive cover, which ensure protection to both the rider and the two-wheeler along with third-party liabilities. 2. Benefits for the long term It is no longer a hassle to renew two-wheeler policies annually as some o...

Individuals can apply for a duplicate PAN card in case of misplacement or theft of the card. This option is also available to individuals who want to update or rectify the existing data on their current PAN Card. Tax Information Network of National Securities Deposit Limited (TIN NSDL) offers the facility of convenient online application for a duplicate PAN card for those who have lost the same. Application process Individuals have to keep in mind the following steps to apply for a duplicate PAN Card online – Visit the official portal of TIN NSDL. Select ‘Changes or correction in the existing PAN’ or ‘Reprint PAN Card’ as per your requirement. Select the second option in case you have misplaced your card or it has been stolen. Input relevant information in the mandatory boxes marked with asterisks (*) and select submit. Preserve the reference number from the registered email ID for further reference. Individuals can submit the application document physically to the PAN serv...

India has made ground-breaking progress in reducing the maternal mortality ratio by 77% between 1990 and 2016. However, the country needs to achieve the Sustainable Development Goal to below 70% MMR by 2030. For that, it requires medical endeavours to curtail issues of pregnancy complications. These include issues like – 1. Ectopic pregnancy: Implantation of a fertilized egg outside the uterus leading to multiple complications in pregnancy including – Bleeding, Abdominal pain, Dizziness, Shoulder pain, etc. 2. Gestational diabetes: A higher level of blood sugar during pregnancy that may ease chances of future complications in conceiving or during the pregnancy. It is often caused by certain hormonal changes leading to a lack of insulin production. Subsequently, there is glucose build up in the blood, causing diabetes. 3. Miscarriage: This is often a result of multiple pregnancy complications that may include hormonal complications or a co...

As per a recent market study, the total contribution of the travel and tourism sector is projected to increase from Rs.15,24,000 crore in 2017 to Rs.32,05,000 crore in 2028. It is because an increasing number of Indians are planning to travel to both domestic and foreign places for a break from their daily routine. Even so, during a trip, unforeseen situations such as lost baggage, medical emergencies can take place, which can be quite stressful. Consequently, one can purchase a travel insurance online plan which will provide you with the required financial assistance to help you deal with such contingencies with ease. Most financial institutions in India offer travel insurance cover. Nevertheless, go for a travel insurance plan which provides the following features – Medical emergency and hospitalization – In case of situations where an individual is injured or sick and requires emergency medical treatment or even hospitalization, necessary compensation will be provided u...